"I relocated to this village in the year 2015 having bought a 0-8 acre piece of land. Living here is quite a challenge because of the size of the plot that my homestead sits in. The compound covers 0-5 acres and the remaining 0-3 is left for cultivation. I am a teacher by profession and I earn KES 25000 a month and all of this money is spent on paying school fees for my 2 siblings leaving me empty-handed at the end of the month. I aspire to extend the portion of land that I live to create more room for cultivation and I intend to spend KES 80000 to buy additional 0.2 acres. Receiving this money will help me expand the size of my farm and this will give me more room for cultivation."

"I am so tired of burning charcoal for a living, I just want to take a breather and start my own business. The little research I have gathered is that the poultry business is idle and manageable even in our region. I plan to put up a structure that can house about 20 chickens. Raise them and sell them for meat purposes. We hardly eat meat and chicken meat can get a lot of customers here. The remaining amount I will use to support my daughter who is joining high school this May. Buy the stationery she needs, pay her admission fee and any other thing she might need."

"My children are a priority and I do not joke around with their education. I have two boys and four girls. One of my daughters is sitting for her final exams in primary school in March. In May she will be joining high school. I am so happy that I will be able to take her to form one with comfort. Receiving these transfers will ease the hustle that comes with looking for a school, her admission, and the money required to buy her school stationery. I know if I invest in my children's education today my future is safe in their hands because I will have confidence in their capacity to support me in my old age."

"I have a sickly child. I have not been able to give her the best health care because of a lack of finances. She has swelling in her right leg that has rendered her disabled. She walks with a lot of difficulty and she takes time to reach school. I was advised to purchase a wheelchair to assist her in the movement but it has not been possible because I have no means of raising the required amount. This has given me a lot of stress and I always pray to God to help her situation."

"Lack of capital is the biggest challenge am currently facing. Constructing a kitchen has been a challenge to me due to inadequate funds.I work as a small- scale farmer planting vines and vegetables for consumption.My husband is a motorcycle rider and he earns KES 200 a day.This amount is insufficient to pay for household needs as well as put up a new structure.Cooking in my household is done in the open space where rains and excess heat affects us .This embarrasses me alot"

"Lack of capital is the biggest challenge am currently facing. Being a widow all the responsibilities of my children and grandchildren are up to me. I sell vegetables on a door-to-door basis to the restaurants within the market, this earns me KES 250 per day. Payment of school fees from this income for my three girls is a challenge to me. More often my children have been absent from school due to my failure to pay school fees. This worries me because their absenteeism may lead to them performing poorly in the future. Lack of capital has also led to food insecurity in my household because I am unable to till as well as acquire seeds to plant in my land."

"Am a single mother of 1 working as a hair braider in the neighboring town. I dropped out of school in class 7 and became a victim of early marriage.This happened after the death of both my parents. After a long period of gender based violence from my then husband ,I decided to run away with my four year old child in 2012 and landed in this sub-county . This was a new chapter in my life because I fell into the hands of an hairdresser and learnt the hair dressing and beauty skills too.Currently , I do hair braiding in my small rented shop in Chebunyo but because of lack of money I have been unable to have many customers and much incomess.This amount will enable me move into a bigger room and also facilitate the stocking of beauty and cosmetic items.This will attract several customers for instance from the newly opened polytechnic and fhs community at large .I will be able to do this with KES 60000."

"I was happy to have received my transfer; I was in awe because to get an unconditional transfer is so rare and I did not think I could ever experience that."

"Since I got married 3 years ago, I have been living in a very small house that my husband build when he was still a bachelor. I did not have any problem living in a smaller space but since my family is still growing and my young daughter is maturing faster, there is a need for us to have privacy. We still sleep with her in the same bed due to lack of enough space which worries me a lot because there are things we cannot do like intimacy in her presence. My priority is to first put up a bigger structure then start a business with the remaining amount of money. I have a passion for trading and since we are very far away from the market center, starting a retail shop will be a good idea because it does not have many competitors. Putting up a good structure and seeing it to completion will cost 50,000 KES plus labor and then start the business with the balance. Receiving this money therefore mean I will be able to have privacy with my husband at the same time have a source of income when the business picks up."

"I am so glad we are having this discussion. Inside this house, you see here, lays my wife. She has had back problems for a little over a year now. As days go by, the pain gets worse. She cannot walk on her own. The bed she sleeps on does not have a mattress and whenever she turns, it is a struggle. I will use some of these transfers to buy a good bed and mattress so that she can be comfortable. That is like to cost KES 15,000. The great I will divide accordingly between school fees for my lastborn daughter, food, and repairing the house."