"The biggest hardship is that I have been in big debts that I have not been able to pay,which have led me to sell some of my properties." (Occupation: Small business)

"My first plan on the cash transfer,i intend to spend it on constructing a house for my family, and also establish a grocery shop as a business."

"Our first plan is to use part of the transfer to start a small business of selling commodities like sugar, milk, flour, salt and others, for family income. Secondly, we intend to use another part of the transfer to build small rental rooms within our compound. Lastly, we plan to use the remaining amount to invest in growing green-grams."

"Firstly, I intend to use part of the transfer to start a small hotel. Secondly, I plan to use another part of the transfer to start local poultry keeping. Lastly, I intend to use the remaining amount to start a second-hand clothes selling business."

"I would like to use the transfer on building a house for my family because we don't own one.l will also use the transfer on starting a business.l will buy a bale of second hand clothes and sell in Ahero. This will boost my family income."

"I would like to use the transfer on renovating my house. The walls are cracking and not in a good state.Secondly,l would like to use the transfer on building a latrine for my family. Lastly,l would like to use the remaining amount on starting a second hand clothes business."

"I plan to use the transfer on starting a charcoal business.l will be selling charcoal in Ahero.This will help me have my own source of income. I will also use the transfer on paying school fees for my daughter who will join class eight next year. "

"The biggest difference in my daily life is that I have built a big well ventilated house. Before the cash transfer I stayed in a very small house that was poorly ventilated." (Occupation: Small business)

"My first plan is to use part of the transfer to build a house, because currently, I don't have my own house. Secondly, I plan to use another part of the transfer to start fish-selling business, for family income. Lastly, I intend to use the remaining amount to buy clothes for my children."

"My new goal is to start small scale fish vendor business for my wife."