"I spent most part of the third transfer on buying a cow for milking,It was sad that when I went to buy milk, sometimes they could accept selling you their milk. So I thought of getting my own cow for milk production purposes. The remaining amount I spent on paying school fees for my children in primary school and a sack of corn for my family consumes."

"The place I come from is very steep and hilly so when building a house one has to dig deep and make a flat area to build and all this digging is not cheap. My house before was almost falling because of this reason so when I received my last transfer I used it to build a house the right way."

"I spent my third transfer on the acquisition of cattle. Some of the cattle was used for dowry by my husband. I used to stressed up because of the dowry issue. I never knew when exactly my husband would be able to go pay my dowry. I am now able to get milk from the remaining cattle in my homestead. The milk I sell in order to get income."

"I spent my third transfer on bringing electricity to my homestead. I used to spend a lot of money on paraffin yet my level of income is low. Immediately I got the transfer I decided to bring electricity to my home. Now my children are able to do their homework without any worries and also the money I used to buy paraffin with I am able to save and channel to other important needs."

"I spent my third transfer on furniture and school fees, then use the rest on foood and my house renovation."

"I spent my third transfer on boosting my charcoal business and build a 2 roomed kitchen which will also be used as guest room."

"I spent my third transfer on the acquisition of fertilizer. I used the fertilizer on my rice farm. I decided to use fertilizer on my farm so as to increase my farm yield. Formerly I used to plough my farm without fertilizer and the yields were really of small quantity. I am a happy farmer now that I am able to get increased yields and I can sell the extra bags. This in turn has increased income in my house."

"I added some rooms to my house with the last transfer,and bought a steel door and a steel window, I also spent this money to get a bull to help me in ploughing."

"If I would not have received the transfer, I would not be living in a beautiful cemented house which has made me very proud as compared to the one I was living in before which was very dusted. Thank you GD for the transfer."

"I spent my third transfer on cementing my house into a semi-permanent house from a mud one.I bought sofa set seat and paid school fees for my child who is in high school ,now I am peaceful at heart as I am not worried of paying school fees for her any time soon."