"I always wanted to own a retail shop so when I received my second transfer I started it. Most part of my third transfer I spent to add more stock to my business. I have my own source of income now and I do not have to fully depend on my husband. I am not idle too. The remaining I spent buying corn for my family consumes and clothes for my children as the ones they had before had worn out."

"I used the last transfer to build a house since I was still living at my in laws so my husband and I saw it fit to build our own house, a new house comes with new things therefore I bought seats since we had none we also bought a mattress and a bed."

"I spent the larger part of my third transfer on completing cementing my house that I had started cementing with the second transfer and now I am happy since I no longer incur frequent expenses of smearing my previous mud house which my husband died four years ago living my children and I in it .I fixed three steel windows and a steel door with a wooden door"

"I spent just a small part of my third transfer on housing materials, though we have not yet started construction as we are waiting to fulfill some Luo traditions first.In fact the total I have for building is (70,000 KES ) since I also saved the second transfer to help us in putting up a better structure."

"I spent the larger part of my third transfer on cementing my house from a mud one and now I am happy cleaning my house by mopping it gracefully.I bought a cupboard,high density mattress and a blanket. I also bought three bags of maize for my family's consumption due to the low yields from my harvest as the crops were infested with maize worms destroying them."

"I used most of my last transfer to build a house since the one I had before was small, I also added some seats to the ones I had and the remainder of the money was used to pay a loan I had to take to offset my hospital bill."

"I had not paid my wife's dowry as traditions require of me, and being an orphan there was nowhere I was going to get the support to do so, so,when I received my third transfer, I spent most part of it to do so. I am now happily married to my wife. The remaining amount I spent starting a fish mongering business for my wife. At least now she has something income generating to do. From my barber shop, and from her fish mongering business, we can join the profits and share as a family. She is not idle too. The rest of the amount I spent buying corn and sorghum for my consumes. I have enough stock now. I am so happy and return my gratitude to GiveDirectly."

"I spent most part of my third transfer on loan payment, food for my family then construct a pit latrine with the rest."

"I spent my third on cementing mainly the external walls and the floor of my house.I bought two bags of maize for my family's consumption. I also paid school fees for my two children who are in high school and primary school fees respectively and now being sent home for school fees is no longer a worry . Thanks to GiveDirectly ."

"I spent the last transfer to build a house for my second wife this is because we used to share a house with my first wife and somehow it was bringing conflict so when I officially married her she was entitled to a new house therefore most of the cash was used to buy building materials and the rest I used for food."