"I spent 25000 KES of my third transfer on buying a cow for milk production purposes. I used to buy milk every day and this was so expensive on me. I am now able to save that money for my child who, is almost joining secondary school. The remaining I used to start poultry keeping. I thought I should start this along my corn business to get more income at least I am not idle."

"I spent my third transfer on paying secondary school fee for our 2 children for 15,000 KES, and spent 30,000 KES on house construction materials n preparation for building since our current house is very small.I also wish to report that in this village we have formed a Group of 17, whereby we meet weekly and contribute 150 KES per group member .Out of the total, one third of the money goes to our MPESA Savings whereas two thirds of the money is given to one member per week to spend on their chosen Projects. We plan to save the one-third up to 12 months , with a tentative Vision to start a Mobile Catering Project , since personally I am already involved in mobile catering services as a member of a different group. We are also considering lending out the money to individual members to begin Income Generation Projects when the time comes.I am currently the Tim Kinda Group Chair person."

"I spent most of my third transfer on paying school fees for my three children in secondary school. I had not paid the year's fees so, when I paid this, I felt relieved. I also spent some money on buying some timber that I am planning to use to build a new house after my current house got destroyed by water and termites."

"I spent my third transfer on buying two heifers that I might help me in milk production in the future when they reproduce. I also paid school fees for my step son who is taking a course in electrical wiring. I will be self reliant. The remaining I spent on food."

"I spent my third transfer on paying school for my son in secondary school. I had only paid 2000 KES out of the required fees and I had so many arrears. I am happy I was able to clear the whole year's fees, I also some to my I gave my husband to buy his tools of work. He used to hire all the time, and he could not get the money to. This also suppressed the profits he made. The remaining I spent on buying clothing and food for my family members. GiveDirectly has made me move a step forward. I am grateful."

"I spent my third transfer on buying thirty iron sheets that I will use to construct a new house. I have been staying in a house that is not mine after I was evicted from a rented house as I could not raise the rent. I hope I will have my house soon. The remaining I spent on food so that my children could feed on."

"I spent most of my third transfer on livestock farming since it was something I had longed for, for so long. I felt so happy with this move because I would be able to get my own milk and use my own oxen for ploughing rather than relying on others' oxen and spending a lot on purchasing milk daily for my breakfast."

"My life is different than it would have been if I never received the transfer in that I now believe and I have courage that I'm a full wife to my spouse because my marriage has been formalized by paying my dowry."

"I was expecting, so I spent some of my third transfer to settle the hospital bills incurred during delivery. The remaining I spent on paying school for my other children in school."

"I paid school fees for my two kids who are in high school, then I opened a small convenient store in the village to help me in my daily income, I also bought a dinning table and chairs because I had built a house with a dinning area and the space was empty so I took some of my transfer to get one, this is basically how i used my last transfer."