"The biggest hardship I have faced is lack of school fees particularly in third term.This has negatively affected my performance in school because most of the time am out of school."

"My life is different than if i never received the transfer in that i have been relieved from the debt burden. I now stay freely in my home without fear. I own land and with it i have where to cultivate and my home will be food secure."

"My life is different than it would have been if i never received the money because i live at peace with wife and we are happy unlike before when we used to quarrel because i was not meeting her needs."

"Receiving this money means i Will be able to buy oxen for ploughing, household items."

"Receiving this money means i Will be able to buy a piece of land, buy livestock for the purpose of marriage."

"The biggest hardship i am faced with is inadequacy of money to pay school fees for my children. "

"Inadequacy of farm land that would otherwise support farming activity."

"My proudest achievement is having built myself a house with the little income I earned from farming. I am also proud to have bought a cow with my income from charcoal burning years back when I was in class six. "

"I don't have any achievement I can say I am proud of since I haven't yet made any progress towards improving our living standard and securing our future interms of food and children's education. "

"My biggest hardship has been finding food for the family because we have faced long droughts which led to little harvests. The demand for cereals also went up causing prices to shoot as well. "