"The biggest hardship i face is lack of money for buying animals that i can use as dowry. Am single because I donot have dowry to help me get a wife."

"The biggest hardship i face is lack of money for building ironroofed house. "

"The new goals that I have now that I dint have before is to buy materials and build my own spacious house."

"I spent the whole of my last transfer to build my home being that l was staying at my parent's home and this was really inconveniencing me in terms of doing my developments."

"I spent the whole of my last transfer to build iron roofed house, since l was staying in a thatched leaky house where l was being rain on anytime it is raining."

"I spent most of my third transfer to build a spacious comfortable house since staying in a very small house where l had to squeeze myself with my family. I also spent the remaining balance to buy solar for lighting my house, l no long spent money to buy paraffin as before."

"I spent the whole of the last transfer to build a permanent house, since l did not have a house l was staying at the shopping center in a rental house where pay rent was a very big challenge."

"I spent the whole of my last transfer to buy second hand motorcycle to use it as my source of income, this where by my spouse use it to carry people from place to another. This has really improve our living standard because we no longer go without food as before."

"I spent most of my third transfer to build my house, since l was staying at the shopping center where l was paying rent and this was very expensive. I spent the remaining balance to buy dairy cow for my future use."

"My life is currently different from how it used to be because I am able to buy household items such as sugar, cooking oil and other food substances."