"The biggest hardship i am faced with is poverty."

"My biggest hardship is lack of money to invest in agricultural production.I lack money to buy land,oxen and ox plough for farming."

"Receiving this money means buying land.I intend to use this money to buy land for farming. This will also provide income for my household since, it will provide food crops for sale."

"Receiving this money means to buy animals for marrying a woman. Am staying single but this transfers shall help me get a spouse."

"Receiving this money means to buy oxen and ox-plough for cultivation. "

"I spent most of the third transfer to build my house since l was staying at the shopping center where l was paying rent and this was very expensive being that l do not have a stable income. The remaining balance spent to pay school fee arrears for my children who have been staying home because of the arrears."

"I spent most of the third transfer to build a spacious comfortable house that can accommodate with my family. The remaining balance l spent to pay school fee for my children who were sent home for school fee arrears."

"My life is currently different in that I feel more motivated."

"I expect my life to change for better because am planning to plant maize next month which I can harvest in six months time and I will have bought a sheep."

"My life is currently much better compared to the period before i started receiving the transfer. I no longer overwork myself and i always look forward a new day."