"I expect my life to change for better slowly but surely in the next six months by planting tomatoes and cabbages which will aid in school fees payment and as a source of food."

"I expect to have started dairy farming and paid fees for my children."

"My new goal is to venture into poultry farming and also buy livestock"

"Currently I am able to feed my family with this money and that the money I get from my casual job I will save and start farm projects."

"The new goals that I have developed since I started receiving the transfer include improving savings and assets in our joint group. I also want to start banana farming where I am going to try a tissue culture type of banana."

"My life is different because I eat well and in paying school fees"

"My new plan is to contruct a kiosk which will be managed by my wife, and from the profits that we will get It will be easy for us to take care of the basic needs."

"The moment I recieved my first transfer I was very happy."

"I spent my third transfer on building a kitchen , now I feel safe and healthier since I no longer cook inside my small house which at time predisposed me to alot of smoke. I also bought a sofa set seat and fixed a steel door too."

"I added part of my saving to my third transfer and bought a motorbike for transporting my neighbhors for pay in the village and from the income I making it has enabled me provide my family's basic needs with ease. "