"I expect to have finished constructing and equipping my house in the next six months."

"My life is currently different as i receive transfers every month and i am now able to join a women's self help group to save and build myself a kitchen."

"My life is currently different from the way it would have been if I never received the money in that the money has opened my eyes and I'm now more focused to invest for the future."

"I do not have any other new goals apart from my previous goals that were to pay my children's fees and build myself a permanent house as well as furnishing it."

"My goal is to buy more stock for my business, this has come after I got the transfer and realize a good profit which I save to buy more stock."

"I expect to have improved my poultry farming in the next six months."

"I spent the larger part of my third transfer on buying a water pump to boost my family's commercial vegetable farming business and now despite the drought my farm produce are not affected at all as I can water them with ease as opposed to before . I also hired a piece of land to plant rice for sell."

"I spent the larger part of my third transfer paying a dowry for my son and now I am relieved from the worry of my daughter - in -law taking my grandchildren away from me due to the inability of customary marrying her ,part of the transfer I also cultivated my farm and bought food too."

"The biggest difference in daily life is that i have been able to solve many problems that i have been facing. I also got my own plot of land."

"The biggest hardship i am faced with is inadequacy of money to expand my business."