"I am planning to set up my own shop in three to five months, I am planning to set up a grinding mill and improve my house from mud-walled to wooden wall."

"I spent my last transfer to plaster my house since this was easiest way to keep it clean and neat. I also spent the transfer to buy furniture since l did not have anything to sit on l was just using water container as a sit."

"I spent most of my third transfer to plaster my house since l have been Longing to stay in a plastered house like other people. The remaining balance l spent to fix steel door and windows for security purpose."

"I spent my third transfer to add some building materials since l had spent the second to buy some and labour charged."

"I spent the whole of the last transfer to build house since l did not have a house l was staying in a rental house which was very expensive."

"I spent most of the third transfer to build a kitchen for my children to have a place where they can spent their night, since they were sleeping from the neighbours house and this was very risky. The remaining transfer l spent to buy furniture."

"I spent the whole of the last transfer to build my house since l was staying in shopping center where l was paying rent and this was very expensive. Now l can use the money that l was paying rent to do other development."

"Receiving this money means i Will be able to continue with my education."

"My biggest hardship is lack of money to buy a new piece of land for settlement."

"The biggest hardship i face is sickness. My child is sickly and his treatment is costly since am a single parent."