"I spent the whole of the third transfer to buy building materials and put up a home, since l was staying at my parent in law's home where l was not comfortable being l could not do any development like cattle keeping."

"I spent most of the third transfer to pay school fee arrears for my son who was in his fourth year in secondary and he was almost dropping out of sell because of the arrears. I also spent the transfer to connect electricity into my home, this has really saved me from spending alot of money buying parrafin everyday, l am also able to charge for people their phone and get my daily income. The remaining balance l spent to start a business of selling domestic goods which now doing well, that l am able to put food on the table without too much strangling as compared to before."

"I wouldn't have achieved much in life. I had a small house which was not comfortable since it used to leak during rainy days. That is no longer the case now that I managed to build a better house. I have also started a poultry project which I am hopeful will grow and generate more income."

"Receiving this money means that I will have an opportunity of buying a piece of land which has been my priority since I seperated with my husband.Currently I live in my parent's land .Having my own piece of land will help me grow crops to feed and educate my children."

"My biggest hardship has been inadequate finances. During the drought period of 2016/2017 I had 30 cows and only 4 survived. Being my only source of livelihood and with 10 children to look after, life became very hard and I was no longer able to sufficiently provide food, education and other basic needs for my family. To date, my husband and I are still struggling to get back on our feet. "

"The biggest difference is that I am now more peaceful than before. This is because the burdens that were weighing me down have now been settled. My sons have a place to rest at night that is my kitchen during the day. I have also managed to pay my wife's bridal price which was a headache whenever I remembered I had not paid."

"I start by thanking GD for the financial boost because our family life has significantly changed. My life is indeed different than it would have been if I never received the transfer because GD cash has greatly help us resolve the otherwise regular family wrangles that revolved around matters finance. Unlike before when I could hardly meet the daily needs of my family, I am currently more confident that I can offer more support and care to the family with regards to basic needs and demands. We have adequate food for consumption and funds for running up the varied household needs and demands for instance paying school fees and purchasing clothes."

"Being a single mother, i struggle alot in providing for my children. I am a vegetable vendor whereby i buy vegetables from other peoples farms and go sell them in the market. The money i get in turn is hardly enough to cater for my family needs especially paying school fees for my children hence this is the greatest hardship i am facing."

"Receiving this money means i will be able to engage in an income generating activity. Being too old to open and run a business, i prefer to invest part of the transfers in livestock which does not consume much energy. This is also because my husband is a herder and will be able to take good care of the animals. With the rest, i will pay part of fees and do shopping for my grandson who is supposed to join secondary school this month but has not reported yet due to lack of finances. I believe when he succeeds in his education, he will be of much help to me in future. "

"The very moment I received my transfers I was very happy. I knew I was going to build a better house and no more being rained on while in the house due to having a grass-thatched house."