"The moment I received this transfer I felt so happy and overwhelmed that I went to my neighbors house to share the joy."

"I expect my life to change in the next six months because I will have managed to invest in farming. By hiring labourers, I was able to cultivate a large piece of land which I believe will guarantee me more yields that will be enough to sustain my family for a long time and earn me more income from its sales."

"I am employed as a jua kali artisan. I earn KES 300 daily from this job. This money is barely enough for my own needs and that of my family. We struggle a lot. Receiving the transfer for me is like redemption from jaws of poverty. I joined a table banking group which from it I am going to get over KES 40,000. This for me it would be good capital to start my own workshop. I am already excited about this idea and as soon as I implement it I am going to have a steady and better source of income. These transfers on the other hand have enabled me to meet part of my basic needs.My life is much better as at now."

"That moment I received this transfer I was so happy. I have no word s to describe my joy because I was so grateful for this gift. I have never received such kind of money in my life. It was like a dream to me, I felt like all problems had been solved instantly."

"I expect my life to change in the next six months because I am expecting a bumpy harvest this season. This time I was able to hire people to work in my farm, therefore, I managed to prepare a big area of land. I am will be in a position of selling some of this produce so as to meet my other needs and store some of them that will last us up to the next harvesting season. This will save me from buying food in bits since it is always expensive and inefficient."

"In the next six months I want to ensure that I pool resources together and be able to buy my own land. The piece of land that we are currently staying in is too small and hardly enough for us to do any kind of farming. The purchase of land will see us do some subsistence farming and ensure that we are food sufficient as a family."

"When I receive this money, I will build for my family a house."

"When I receive this money, I will buy a plot of land and pay some debts."

"The biggest difference in my daily life is that all school fees are totally cleared and I still have my bull in my possession. I never used to sleep because i was always worried about school fees. Currently, I have peace of mind to concentrate on my family and farming."

"My new goal is to support my mother in paying fees for my siblings back at home. Since my mother is a widow and she is overburdened with the household's budget, I am planning to be sending her part of my transfers to be assisting with paying school fees for my siblings. This will ease her some financial burden."