"I hope that in six months' time, I will have a completed the new house so that I can focus on opening my own barbershop. I am currently employed and it is not an easy task because I have to split part of my daily earnings with the shop owner. This is the main reason why I desperately need to have my own shop so that even when I make little money,I will not have to share."

"I used to sell sisal fibre in the past but I stopped due to poor health. Currently I depend on subsistence farming which is also unreliable due to poor rainfall patterns and unproductive land. This means that meeting basic needs for the family is such a big challenge and sometimes we even go without food. My husband who could be of help is too weak to work due to old age thus reducing me to the sole breadwinner. I can therefore say financial instability is my biggest hardship."

"My new goal that I did not have before receiving my transfers is to look for a job that suits my career. I pursued Information Technology in college and I am looking forward to getting a job that matches my career for example working in a cyber. I am also planning to save the income I will get from the motorcycle business and used it to open a cyber cafe business."

"I used my most recent transfer to expand my business. I decided on this because when I received my first transfer, I started a new business where I sell second hand clothes. I expanded this business since the initial capital was small and I have been earning little income from the business. I restocked my business with a variety of clothes and I will therefore get more customers hence more income. I will therefore be able to meet my personal needs and pay school fees for my siblings without any problem. I also used part of transfers to pay school fees for my sister who was joining secondary school. This was because I received my transfers at time when she was suppose to go to school and my parents was not able to raise all the school fees required. I also used my transfers to buy food which will last for two months. I will thus be able to save the money I would have otherwise used to buy food and use to meet other basic needs for my siblings."

"I spent the whole amount I received totaling KES 36800 on expenses and school fees for my son who joined form one this January. The transfers came in handy as I did not have money to use as school fees."

"When I started receiving the money, I was so happy since I knew that I will be able to start a new business. In the past I used to sell second hand clothes but the business collapsed since it was the only source of income and I used all the money from the business to provide for my family. I thank God for Give Directly since I can now use my transfers to start a new business."

"When I am done with my house plastering project, I will venture into Fish-mongering as a supplementary source of fo income. I have done my research on this and I know where to get them at a lower price to maximize the profits. This is the best I can do for now because it does not require a large capital."

"My goal is to open up a firewood business here in Mathare. This is quite a viable business here in Mathare and it also requires quite a high amount of capital is to begin it."

"My life is different than it would have been because I am happy to have acquired cultivation land, a wife to cook for me, and clothes that have improved my dressing. Before, I didn't have enough land to grow food crops, a wife to support me, and no clothes to look presentable in public."

"My life is different than it would have been because I am very happy that this money has enabled me construct an iron sheet roofed house, and feeding has improved in that I can afford to change diet. Before, my family used to feed on one type of meal since there was difficult to get money."