"I expect that my life will have changed in the next six months in that I will have bought a heifer. Expanding my dairy farming will enable me to pay our bills on time. In addition to this, I believe that I will have improved my farming practices by adopting crop rotation. This will enable me to fully utilize my farm throughout the year. As a result of this, my family will have a continuous supply of food for consumption after selling part of it."

"My life will have changed in the next six months in that my family will be feeding well. I am also expecting that I will have built a shop where I will be selling my honey. I will also be selling some household necessities at this place. I will always set aside some amount from my sales so that I will later use it to achieve this."

"My father has in most instances been away for work and we rarely get to spend time with him, ever since our mother died in 2015, the responsibilities and the urge to provide for the family drove him to Mombasa town in search of better opportunities. He struggles a lot out there to ensure that we get food and stay in school. I believe receiving this money will bring him closer now that he can use the transfers to start a business near home. Again we live in a house that is still under construction, it stalled due to insufficient funds; the roof is not fully covered, and the door is not there. And since we stay alone, we sometimes sleep at night with a lot of fear. Again, whenever it rains, we are subjected to cold. Therefore, we will use part of the transfers to complete our house and the rest will go into paying school fee arrears that have accrued since the year began."

"When resources are scarce, it is normally hard to sufficiently provide the family with the most basic needs, like shelter, food, and education. In our case, for instance, it has been a real struggle over the years because my husband who is our sole provider has not been able to secure better employment opportunities. At the moment, he works in Kilifi as a casual laborer and given that his job has no security of tenure, it has not been possible for him to make any major advances in life. The income earned goes from hand to mouth and that is the reason we haven't been in a position to construct a decent house. In most cases, the income he can raise in a week is not enough to even cater for his personal needs at the workplace and striking a balance has not been easy either. These transfers come in handy now that it will enable us to fulfill most of our desires."

"In the next six months I expect to have managed to save enough money and bought a mature dairy cow that will start producing very first."

"My biggest hardship is lack of income to meet my needs such as food and medical care for my failing health. Due to old age, I have been experiencing ill health such as poor eyesight and hearing problems. It has been my desire to seek medical treatment to improve my situation but the finances required have been hard to come by since I have no source of income. I entirely depend on my children for all my needs but they too have their own family responsibilities and have to prioritize them. "

"Receiving this money means meeting the educational needs of my children much easier than before. We have seven children in school, one being in private school and paying their fees has been a great hustle. We plan to invest in indigenous goats that we will rear here at home because they are easy to maintain in terms of water intake, grass and disease control. We will then be selling them as they mature whenever a financial need arises for example school fees and food. The rest will go into an account until my husband and I decide on the kind of business we would like to engage in as a more stable source of income. "

"Our household is polygamous with a family size of fifteen members. Considering that our husband is old and jobless, we face a lot of challenges in meeting our daily basic needs. This has forced me to do casual jobs in order to feed my children. Therefore, I consider the lack of a reliable source of income as my biggest hardship."

"The moment I received my money, I could not tell what the notification was all about until I had to ask my neighbor. She checked and told me it was money from GiveDirectly. At that moment, I could not hold back my excitement as I had received money that would help me in a number of issues (most especially treatment)."

"I have a plan on spending the first transfer on building a kitchen and starting poultry farming.The kitchen will cost me 15,000 Kenya shillings while the rest will go to poultry farming.For the second transfer I will pay school fees for the children I take care of who are orphans.One is in secondary school while the other is supposed to join a technical college."