"I bought a solar lighting kit months ago on credit because I could not afford to raise the whole amount required to buy it. I am required to pay monthly instalments until I clear the rest of the balance. I have been paying the monthly instalments using my transfers and it will be difficult to raise the required amount each month on my own due to low income, so I hope that I will have cleared the whole payment before the project ends."

"I expect to change my living by renovating the roof of my kitchen since this is the major project I have ahead. Renovating it will give me no worries at all because I will have a place for my visitors to sleep. The issue of taking them to my neighbor to sleep will stop."

"I became so happy when I received my transfers. I gave thanks to God and GiveDirectly as I knew that I would be able to achieve so many things using the money."

"When I received my first transfer, my heart was filled with happiness beyond explanation. This is because it was my first time to receive such amount in my entire life. I knew that I would be able to improve my life using these transfers."

"It was around 3 am when I received my transfers. I was always alert since I knew that I would receive my transfers any day since people from my neighboring village had informed us that we will receive them any day before 10th. When I received a message notification indicating that GiveDirectly had deposited the promised money into my account, I became so happy. The transfers marked a new beginning in my life because I knew that I would be able to achieve my plans using the money."

"My husband suffered a stroke 7 years ago, and ever since, he has been bedridden. We stayed in the hospital for over 6 months, but he showed no sign of progress and since the cost of medication was overwhelming increasing, we had to bring him home. At the moment, for him to move, he has to be aided. This has cost a lot of pain and suffering to the family and the little resources we had are long gone. As a result, I haven't been able to adequately provide for the family in terms of food, clothing, education, and even better health care."

"For a long time I've had a desire to complete construction of our main house. My husband is a casual employed as tractor driver and the dues he gets is not enough to save for it's completion. Therefore receiving this money is an opportunity to furnish my house with better seats, tile the floor and seal its ceiling. All this activity will consume about 30,000 KES of my first transfer. I am also planning to purchase a dairy cow worth 30,000 KES to provide my family with a source of income as well as milk for improved nutrition to my children. This is a huge difference made by GiveDirectly. "

"I am a single mother and it has been a struggle to get to where I am currently.I gave birth to my first child when I was still living with my parents.I was raised up in a humble background and I added a burden to my parents who were already struggling to feed us.I had to look for employment inorder to raise money so that I could at least be independent. I was lucky to get employment as a grounds person at a nearby dispensary. From my little salary I was able to save enough to buy me a small piece of land(0.5 acres) and build this small house.It took me 10 years of work.With all my savings going to all this I am still struggling to become stable financially.I am paid Ksh 7,500(75 USD) a month which is barely enough to support all my needs."

"I have four children and satisfying the family's basic needs has been a struggle.The most challenging of all has been paying school fees for them.Two of my children are in secondary school and sometimes they are sent home due to school fees arrears.My husband is always away at work as an army officer.What he sends home to support us is not enough and that is why I am struggling to set up my own projects here at home.I believe that when my projects work out well here at home things will be better.For example when he deals with the school fees burden I can take care of the rest here at home."

"Financial constraint is the biggest hardship that I face in life. My husband's job is not consistent,in a week he can only manage to work at most for three days. His pay per day is ksh. 800. This amount has never been enough for buying food,paying for school fees and tending to other emergencies like medical bills. The burden is too much on him and that is why I want to have another source of income so that we can help each other."