"Receiving this money means that I will be able to rebuild my houses.Both my kitchen and main house are very old and I have always wanted to renew them.I have not been able to do this because there is never any money at hand for such.We have had to bear with leaking roofs during the rainy seasons.I also intend to buy some sheep with a part of the transfer.Having these sheep will ensure that there is always an asset that can come in handy for sale whenever an urgent need for money arises."

"The moment I recieved my money, I was overwhelmed by joy because I knew that my plan to construct an iron roofed house was going to be attained."

"My biggest burden has been paying school fees for my children.I have always wanted to give them my best but that has not been possible due to lack of money.My daughter who is in her second year of secondary school received a letter admission to a well performing boarding school but I could not raise money to take her there.She was forced to go to a day school closer home.She was very disappointed.I am worried that this could happen to my second born who is currently sitting for her final exams in Primary school.I currently have fees arrears amounting to Ksh7,000.Sometimes my daughter is sent home for lack of school fees.I depend on subsistence farming which does not give me enough.I cultivate 0.3 acres of land.This piece is enough to give me only 3 sacks of maize."

"Currently, my life is different from how it was in that, I can manage to buy whatever I need like. For instance, recently, I bought a music system for entertainment. This was not possible in a short period of time previously because of financial constraints. I am also financially disciplined. Right now I have set aside part of the transfer which I am planning to use in reviving my previous business."

"I expect my life to have changed in many ways. I will have gotten rid of the expense of having to buy milk for daily consumption. I will, in fact, be making money from selling the extra milk that I will be producing. I also expect my poultry project to have further expanded because I keep on buying more every month and hatching more chickens. I see my self leaving a better life that will be sufficiently provided for."

"The biggest hardship faced in my life is inadequate money to educate and feed my children. "

"The biggest hardship I face is lack of enough money. This has resulted to lack of some basic needs like proper education and clothing in my home. I have also failed to acquire some assets like oxen that would facilitate cultivation hence lack of adequate food for my family members."

"The biggest hardship I face currently is inadequate finances. I would have completely a teaching course after my senoir four but this dream as never come true due to lack of enough money. I gambled some time teaching in a private school but ended up stopping due limited pay which was not helping atall."

"The biggest hardship I face is inadequate money for improving the living standards of my family members. I do not have enough, better beddings hence some of my children sleep on a mat."

"Receiving this money means that I will be able to Educate my children. I have three sons all studying in malera secondary school but paying thier fees is a real struggle. This is because I depend on selling produce for money which is unreliable due to seasonality. My sons will be in position to study well un disturbed at school once I clear their fees. They may get jobs in future for sustaining their families and myself."