"The biggest difference in my daily is that I have built a better house for my family. We used to live in a small house that could not host all my family members comfortably. I was so shy to welcome visitors to my house because I had no space to host them. Whenever we had some family meetings we could do outside because there was no space in my house and this was so embarrassing as well. Currently, I have built a better and spacious house for my family and we no longer squeezed ourselves in one room. My children are so happy because they have a nice place to sleep. I no longer shy away to welcome visitors to my house like what I used to do before. My children are no longer spending the night at the neighbor's house like the used to do sometimes which was so risky for them because of movements. I am so happy because our living standard has changed to be better."

"I expect my life to change in the next few months because I shall have saved and bought the amount of stock I need to help in the expansion of my business. This will lead to an increase in profit margins which bring in more income hence improvement in our lifestyle. This means I will not have to depend on relatives for financial help as I shall have gained my ultimate independence."

"The moment Ithe money I felt so happy because I have never received such an amount of money before. I remember it was very early in the money when I was checking my house as usual. I was so happy when I found a message confirming that I have received a sum of 55000 KES. I immediately inform my family members and they were all happy. We planned on how to spend the money and the first priority was to buy a cow."

"People have been wondering how I manage to educate my four children without selling any piece of land which is most common in our region. My case has been so different and it will better in future in that I am thinking of venturing to farming so that I would have money for paying school fees through the sale of produce."

"I expect to expand my business in such a way that I can sell goods in both retail and wholesale. I have the buyers since where I have established the business there is no competition, I am the one selling cereal so it is a privilege to me. I believe expanding it will give me more daily income hence I would be in a position to provide the basic needs for my family with a lot of ease."

"In the next six months, it is my great wish and expectation that I will have completed all the interior setting of our new house with the new furniture in place. This is realistic both to me and the other members of the household since we have been building on our savings for some time now."

"My life will change for the better because by then I will have managed to take care of the expenses such as building a new house for my eldest son. This particular house will also house the other siblings who currently have to spend in my house, which at times is quite embarrassing considering that some of them are already beyond eighteen years of age."

"In the next six months, I see my life changing in the sense that I shall have approached clearing my studies in school and have a good life. I am optimistic that I shall be able to concentrate on the poultry keeping project that I am yet to start and make more income that will change my life in the long run. "

"My life will change in the near future because for one I will bein my house which will be more spacious as compared to the structure that I live in today. Getting this new structure will be a big achievement for me because building a house is quite expensive for casual labor like myself."

"In the next six months, I believe I will be living a great life where I will no longer have to borrow loans and my family will have an improved living standard."