"My new goals are; to boost my business and ensure that I pay school fees for my children next year on time. As a window, the household expenses has been a challenge because my business was on the verge of collapsing. Stabilizing it will be a good idea which will even help me to pay school fees for my children regularly since I do not want to see them being sent home due to fee arrears."

"I believe I will have planted the tea leaves seedlings in the come six months. This will always be my future hope since it will be an assurance of security to lean on in the future. This being my main goal currently, completing it will mean that in the next six months I will divert my income to improve our living standard hence I expect easier access to basic needs like clothing and food among others in our family."

"I was full of joy at that moment when I confirmed the mobile money message."

"I heard a mobile money message then I called one of my children who read it for me. At first I was scared because I had never received such an enormous amount of money. I had to compose myself because this was unheard of."

"I look very healthy and happy because I acquired house hold items that I needed. I am glad that I have money to buy food and medicine since I have ulcers which used to attack me often. I had no financial assistance incase of an immediate attack."

"The moment we read the mobile money was the happiest day of our lives. We were so happy and felt blessed because we were desperate."

"The biggest difference in my life is that I am happy because I acquired a motorcycle that earns me daily income. Previously, my employer was paying me peanuts which could not support my family. More so, I was living under oppression and in distress. The cash transfer has enabled me relocate to a more safer place where I can take care of my family peacefully."

"My expectation in the next six months is that my life will have greatly improved. This is because, with the additional piece of land, I expect my family will be having enough food in our store thus will not be spending much on food like before. Besides, It will boost my income hence enable me to meet my family needs without much hassle."

"In the next six months, I expect to have cleared repaying a loan I took to buy a piece of land thus will be in full ownership of the piece of land. I believe this will relieve me of the monthly burden of serving it thus will have funds to invest in tea farming on my new piece of land. I expect to have bought a water tank in the coming six months to help me harvest clean rainwater for my household use."

"My life is different now in that I have been able pay my children 's school fees without any trouble.Prior to receiving this transfer, my children were all at home without studying."