"My life has changed alot compared to the past. I had no livestock of my own then and life was hard. More so, my four plots of farm land had been attached to a loan I acquired. However, the cash transfers enabled me clear all these debts easily. I am now a debt free person."

"The cash transfers helped us clear the huge school fees debt and medical bills that we had. Before the cash transfers, we depended majorly on agriculture though not so profitable. The cash transfer empowered us to get out of the debt burden."

"My life has been transformed from a state of nothingness to a state worth living. In the past, I had no household property such as livestock. My household was empty and depressed especially when my children fell sick. I had to search for casual work so as to earn money to clear medical bills. It was so stressful then."

"The cash transfers improved my living standards. I acquired oxen that have simplified farming. Previously I had to borrow oxen from the neighbours which was stressful. I am also glad that I also revived my local brew business. In this way, I am able to sustain my family."

"My life is much different because I have access to money for instance I can afford food. Previously I had to beg from the neighbours for necessities like salt and soap. This was very shameful. I am happy because I can support my family single handedly."

"I am very grateful that the cash transfers enabled me treat my sick wife. Before receiving the first cash transfer, my wife had developed a post natal complication during delivery. I was worried that I would have lost her because at that time her condition required a lot of money of which I did not have then. By God's grace, GiveDirectly chose to send me the cash transfers that saved my family."

"Previously, I had no access to fertile farm lands. However, I have been in position to hire farm land for agriculture. The cash transfers have also improved upon the family nutrition. We can afford to buy good food compared to the padt when we would eat only cassava and vegetables. We can now afford a balanced diet. "

"The cash transfers empowered us to pay off all our debts thus enabling us reposses the two farm lands that had been attached as collateral. Previously, we had limited farm lands as a result of the huge debt. We now feel peaceful after securing the farm lands."

"I used most of the money I received to renovate my house which was in a very dilapidated state before I received the money. The roof had been carried away by strong winds and part of the walls had collapsed, so I was literally sleeping in an open area. I used part of the money to buy the required materials to renovate part of the house to make it better as I waited to get a good amount to renovate it entirely. I then cleared some debts had then gave the rest of the money to the mother of my child who is currently living on her own to help her boost her business and buy other household requirements such as foodstuff."

"My life is different now because I was able to buy cattle (at first I bought oxen that will help in in terms of extensive farming and then secondly I bought a cow that will act like my personal saving and investment when it calves). Before, I had to just hire oxen to plough and at times I would farm late but now that I have my own, I will plough early leading to timely farming. "