"We are peasant farmers and the biggest hardship we have face in life is change of climate which greatly reduced on maize production yet we entirely depend on to fend for our family. We have faced this change of climate in our region for almost 10 years now which left us with no option other than being casual laborers. We are therefore planning to use the money we get from Give directly to purchase dairy cow to help sustain my young family."

"In the next six months, I expect to have established tailoring classes. Having this business in place will enable me to have an additional source of income. I will be able to help my parents financially with a lot of ease and also paying school fees for my child will not be a challenge anymore as it used to be."

"I spent my transfers on savings in our SACCO. I joined the SACCO because I knew that is the best place to save. I have been doing the savings since I started receiving these transfers. I also used part of the transfer to buy food for the family. ever since I started receiving these transfers, I have always adapted the art of buying food once a month. It has brought a lot of difference in my financial life. The rest of the transfer, I used as fare to go and visit my parents as I had promised them."

"My new goal for the transfers is to save for starting up a business. Currently, I am employed I transport business as a driver but due to the nature of the work, at times am out of work when the car breaks down. On such days, I do not have any kind of income which burdens me with provision for the family. This is why I have chosen to start a business which will sustain my needs since it is constant."

"In the next six months, I want to improve my harvest by planting using modern farm inputs such as hybrid seed and fertilizers. I am planning to use part of my transfers to buy the farm inputs which I know will help me get better harvest than the 3 sacks I have been getting every month. When I have enough harvest, I will have enough food for my family and even sell the rest to raise income for other family needs."

"I spent my transfer on paying for a mechanic course which I have been undertaking since November 2019. I will be done with the course in March 2020 courtesy of GD transfers. I want to be a mechanic since I do not have any source of income now. This will help me sustain my needs in the future. The rest of the transfers I used on paying the remaining part of the rent. I had used the little I had to pay for rent early in the month but had a balance I was to clear before the end of the month. I used the transfers to clear the debt."

"I spent my transfer on paying school fees arrears for my child. She had been sent home for arrears and I had planned to take a loan in our group savings before I got the transfer. I am glad I did not take the loan. The rest of the transfer I used on buying food for the family. I just decided to top up the stock we had so that the little I get on a daily basis, I can save to help us later when we have a financial crisis."

"I spent the whole of my transfer to boost my shoe business by adding more stock to the business. The business was not doing well after I had taken part in the business resources to handle personal needs. I used part of the money to buy school requirements for my children who were reporting back to school for the first term. This is why the business was going down hence I decided to use the whole of the transfer in the business."

"In the next six months, my life will have changed in that I will have bought enough materials needed for the renovation of our house. With this, I will be planning to use my next transfers to pay for labor. Also, I believe that I will have cleared paying for the solar lamp that I bought on higher purchase terms. This will enable me to save the money I would have used to pay for it so that I will later use it to buy a heifer."

"In the next six months sleeping on an empty stomach will be an issue in the past. This is because the grocery and fish business will be generating income, GD's transfers will still be there and the money earned from the casual work will also be coming in. Meaning we can as well afford the luxury meals(meat, chicken.etc) we have dreamt of ever since."