"The biggest difference in my life is that i have managed to put up iron roofed house that did not know that I would ever have in my life. I am now the most happiest person in our village because I was staying in a house that i was being rained on. I was so embarrassed but there was nothing I could because I could not afford to buy iron sheets and build a new house. I am now staying in a spacious comfortable house where I am not worried when it is raining and I am very confident when I have visitors because I know it will accommodate all of them, as compared to before that I could not wish to have a visitor. I also now have very comfortable seats to sit on, I no longer borrow seats as I used to do before."

"In the next six months, I expect to have increased my production which will proportionately increase the revenue earned. I would love to become a renowned farmer. Besides that, I will also be at a position of providing for my family with the earned profits. with much more than before where I had to work two casual jobs to ensure my family was well taken care of."

"I am planning to construct a dairy shed and livestock feed store for approximately $200. I will spend another $400 to buy a dairy cow. Thus receiving this money is going to make me the dairy farmer I have always wanted to be."

"Receiving this money means that i will be able to buy a dairy cow for milking. I usually spend ksh 30 daily buying milk for family consumption thus i will now be saving this amount daily to cater for other family needs. I also intend to buy hybrid maize and beans seeds for planting in the next planting season. I will also spend my transfer to buy household furniture as well as food and clothes for my spouse and children"

"Fencing my compound with barbed wire and wire mesh is what i have planned to spend this money on. I will then build a modern poultry unit and buy chicken for rearing. This project will be my source of income now that i will be selling mature chicken as well as eggs to earn a living."

"My spouse who is a veterinary doctor is the sole bread winner of this family. However, his job is not reliable and does not pay well due to the remoteness of this place we live in. All he earns is fully spent on buying daily meals for the family. I have always wished to support him in providing for the family but lack of financial support has denied me a chance of starting up a poultry keeping business which has always been my wish"

"I intend to use part of my first transfer of $200 to build a house for my family. The current house that I reside on is not spacious enough to accommodate my family. My kids who are still schooling do not have their private room to sleep and study after school. I will also use the remaining balance of $350 to clear the fee arrears of my three kids who are still in school. Additionally, I intend to use my second transfer to expand my small scale business of selling vegetables and use the remaining amount from second transfer of $250 to buy a cattle."

"Being illiterate my desire has been to invest my transfer in my children's education so that they may have a bright future. Currently, my first child was unable to join secondary school due to lack of fees and was forced to do casual activities. Receiving this money means realization of my dream since I am planning to spend $600 on purchasing livestock that I will sell when they multiply to pay for the school fees of my 4 children who are still in primary school."

"Having a Safe and comfortable house has always been my desire. The one that we currently live in is in an unpleasant state - its roof is leaking and every time it rains, we are forced to seek shelter elsewhere. Its walls are also shaky. Receiving this money will enable me to put up a semi-permanent one and it will ultimately save me from the hustle and worries of having to repair it every year. I will also put part of the transfers in livestock rearing. Our region does well with livestock raising especially the indigenous ones. And that is what receiving this money means to me."

"My expectation in the near future is to start a poultry project. We have a ready market for eggs and chicken in our local market. Through the sale of these products, I know we will be able to comfortably meet our daily needs. Apart from that, my biggest worry that has always given me sleepless nights will now be manageable. I will no longer feel depressed with how I would pay my children's school fees. The poultry business will make me more stable financially. I will be in a position to comfortably meet my family's needs."