"For the past 6 years, the small shop business has been our source of income. However, due to lack of enough capital we have not been able to expand it thus we earn very little from it. In a good month we get 2000 shillings besides the daily expenditures. My ambition therefore is to add stock to my business once I receive the transfer. This will make it easy to provide for the family as well as save enough for future needs."

"Depending on my husband's teaching career is something that has made me feel a burden to him because I do not have a job that can supplement his earnings. Consequently, we sometimes fail to meet some basic needs like paying for school fees which makes our children sent out of school. Therefore, financial constraints is my biggest hardship."

"Lack of a dependable source of income is the biggest hardship that I have ever faced. Currently, I depend on my daughter whose dressmaking job is not reliable since she lacks materials. To supplement her little earnings I sometimes do charcoal work to get an extra income, a job that I find it tedious."

"I expect my life to change in the next six months in that I will have saved enough to buy farm inputs and start horticulture farming. I will be able to get enough food for the family and cut the cost of buying by half."

"I have a new house which I built with part of my GD transfers. Without the transfers, I would still be living in a grass thatched house with a leaking roof. At least now I am comfortable inviting my friend and church mates to come visiting me. I have a new and decent house with new house household items such as seats which I did not have before. thanks to GD."

"The fact that I was able to clear school fees arrears for my children was the biggest difference in my life. They will never be sent home for fees arrears again and their performance will go up because they will always have ample time to study in school. school fees"

"The business which I started with the transfers is the biggest difference in my life. Without the money, I would not be having an income-generating activity like now. I did not want to go back to the struggles I used to have before the transfers through casual work which was not even enough for our daily needs. I know the future will be bright because of the business I started with GD transfers."

"When I got into an agreement with the seller of the land, we agreed that I would give him some part of the total amount on a regular basis. This, in plans, looked easy but when I was met with other responsibilities requiring money, there was a challenge. I am glad that these transfers ensured that I kept my part of the bargain and even decided to fully pay it. Now I am a proud owner of the piece of land. I am also happy that through the help of these transfers, I was able to finish building my house. I am grateful to GiveDirectly for all these!"

"Having a good, spacious and iron-roofed house is the biggest difference in my life because of the transfers. I had plans of putting up a new house but since I could not afford the resources, I was not able to. This is where GD came and saved me because I was stranded on how to achieve thjis goal. but with the transfers, I was able to buy building materials which I used to put up a house of my preference. Thanks to GD."

"The biggest difference in my life since I started receiving these transfers is that I have managed to clear school fees arrears for my children in primary school. This has been my biggest financial burden which I have never managed to meet in time due to low income from casual work. When I received my transfer, I had to ensure I clear the fees arrear so that my children may not be sent home again from school. I know they will perform better when they have ample time to study."