"I spent the money on construction of a house because I did not have any before. I bought poles, iron sheets and nails as well as paying for labor charges."

"Receiving this money means building a house for my family. Our current house is made of grass and it is in bad shape. One of the walls completely collapsed while the rest are bent ready to fall. This is the place we have been sheltering for the past one year, yet it is not fit for human life. My small children suffer from the cold every night making flu a common illness for us. Besides, I will purchase oxen to scale up farming in order to achieve food security. Currently, I farm 3 acres of land but with these animals I will be farming 8 acres."

"Getting a stable source of income has been my biggest hardship. I sell groceries within the village and sometimes at a nearby shopping center. My spouse sells bottled water as a means of getting income. I have 7 children and their basic needs and school fees needs cannot be satisfied by the amount of money we get. On a good day I get 2 USD profit. This has made us struggle a lot financially."

"Little rains and unpredictable weather conditions has for long been a challenge to me as a farmer. I plan on expanding my land for cultivation but still my worry is the little harvest that I have been getting in the recent years. What I get from my farm is only enough to feed us but I do not get surplus produce to sell in order to cater for other needs."

"Receiving this money means that my husband will be able to expand his business of buying and selling sheep. He is currently able to buy 20-30 sheep on a particular market day at an average cost of 80USD per sheep. Through the use of this transfer, he will be able to increase the number of sheep by 10 and above, then sell and make more profit. We will then utilize the profit to sustain our needs."

"Receiving this money means that I will be able to pay school fees for my kids, buy dairy cattle and renovate my house.I intend to use 500USD to pay school fees for my three kids who are in secondary education while one is in tertiary level. I will then use another 250USD to buy one dairy cattle to supplement my family with milk products as I already have one that produces very little milk. Lastly, I will use the remaining balance from the transfer to renovate my house by replacing old worn out iron sheets and improve on the household furnitures."

""My ambition has been to practice livestock rearing. I have wished to keep goats because they can survive in our harsh dry environment and also they multiple first. Receiving this money means fulling my desire. I am planning to spend 80,000 shillings to purchase 40 goats. This is a good number for the start. I will be selling them when they multiple and educate my children who are still in lower classes. Other than goats, I will invest the extra amount on paying school fees for my children.""

"Financial constraints is my biggest hardship. I have six children and raising them has been an uphill task. This is because my two sources of income ;farming and casual jobs earn me very little. Farm produce is very little due to the climatic conditions while casual jobs are hard to find. I am a second wife and therefore getting full support from my husband is not possible."

""My desire has been to practice livestock keeping but due to financial Challenges, this dream has never appeared. Attaining this money means fulfilling it. I am planning to spend 90,000 shillings to purchase a pair of oxen at shillings 45,000 each. I will purchase an oxen plow at 8500 shillings.This will enable me to cultivate large space of land and I will be harvesting a lot of crops for my family. I will also hire the oxen to cultivate people lands and earn me 2500 shillings per 1 acre. It is going to be a source of income for my family.""

""My ambition has been to clear dowry payment for my beautiful wife, but due to financial challenges this dream has never emerged. I married her 7 years ago and pay only 27,000 out of 87,000 shillings. She has been in and out of my home because her parents keeps on taking her back home. This has real disturbed my mind because it lowers my dignity. Sometimes my friends crack jokes on me, that I can not even settle dowry for my own woman. Earning this money means fulfilling my desires. Other than that,I will use the extra amount to renovate my house which is almost collapsing.""