"God has blessed me with two grandchildren that I am taking care of as their mother is still in school.Raising them up on my own is a challenge because their mother is still in school.I do not get time to do other things and also I have to provide for them food, clothing and school fees which is a burden."

"The biggest hardship I have faced is financial constraints.I work at a public ECDE school on temporary basis I get paid little money that cannot sustain my family needs such as food and clothing."

"Receiving this money means finishing constructing my house. Currently my house is stalled because I do not have money to finish it. I have a family of six children and currently we spend in the same room since I have no money to finish it. I was relying on charcoal burning but now it is difficult to get even two sacks of charcoal to sell. I will use the first transfer to buy 25 iron sheets that cost Ksh. 25000. This will help me finish roofing my three bedroom house. I will then use the remaining amount to buy two beds and mattresses."

"Receiving this money means getting new assets for my house. Being a old woman without any source of stable income, I cannot afford to buy a nice bed. I sleep on a traditional bed that sometimes it is hard to sleep on since it is not comfortable. This forces me to sleep on the floor which is sometimes risky incase a snake gets in the house at night. I will use my first transfer to buy a bed and a mattress that cost approximately Ksh. 17,000. This will help me sleep comfortably. I will then use the remaining amount to purchase livestock."

"The biggest hardship I have in my life is lack of a job that can help me meet the basic needs of my family. This has made life difficult and force us to go without food for even a whole day. The charcoal business that I have is not reliable and it cannot sustain my family."

"Receiving this money means a better living standard to my household.This is because I am a tapper which does not give enough money for the house hold while my wife is a house wife.I only get 4 bottles of liquor that cost Kshs.50 per bottle.This earn me very little which caters for our basic needs only.I am planning to spend Ksh.10,000 to take my wife to a vocational training on beauty and cosmetic.I will also use Ksh.5000 to repair a room for her to start a saloon.The remaining amount I will start a cafe business near Kalongoni primary school as well as buying livestock such as goats which do well here at our village.This will increase our sources of income that will improve the life of my family."

"The biggest hardship is financial constraints. Last year, my husband got sick and had to use $7000 for his treatment which was a toll for my family since he was the breadwinner, I had difficulties raising money for his treatment and at the same time taking care of my family."

"I have wanted to acquire land for a long time but I have not had the money to buy. I will buy two points of an acre at 600 dollars, 50 dollars as tithe, a water tank, add some sheep with 14 dollars and the remaining money used to expand my business of selling clothes."

"I lacked proper Shelter my house leaks during the rainy season because it's thatched with grass , the money will help me to buy iron sheets,I will also use the money to start a business that will be helping me with daily basic needs"

"Don't you see the roof of my house the way it is ! Receiving this money is much vital to me because I will eradicate the problem of leaking roof for a while during rain seasons . The remaining amount I will buy livestock so that I can get unpurchased milk for my family and also as a source of wealthy."