"We depend on our parents cow for milk. So when we get this transfer we would like to buy our own cow. A good dairy cost KES 30000. This cow will enable us to get milk for our family use and if in surplus we will sell so as to generate more income. Then we spend the other transfer on family needs."

"Receiving this money will mean I will have a boost for my small business.I cook tea and porridge at home which I sell at the nearest hospital to patients.In a day I make an average of KES 300 from it.I want to build a small descent structure just outside the hospital with a good kitchen at a cost of KES 40,000.This will be very efficient because even when it rains I can sell.It will also increase my profits per day due to increase in production."

"My First born daughter is joining university this year 2021 while my second born daughter just joined a national Girls high school.I am so excited because I know empowering a girl is empowering a nation.Receiving this money means they will go to school without being sent home for school fees and a bright future for them.Their total school fees is KES 90,000 per year which we struggle to get in time as we majorly depend on agro vet business for income which is not reliable."

"One of the biggest hardship I have faced is not having enough food to feed my family and I had to do a lot of piece works."

"I bought a piece of land 5 years ago but I'm still in arrears. This has made me unable to develop it because I don't fully own it. I have been wishing to pay it up, I'm remaining with KES 30,000. Receiving this money means I'll be able to add to my asset list and my farm animals can freely graze there and give returns. This money is very timely and is so grateful. The rest of the amount I will use to cement my houses. During raining seasons it gets flooded making it very uncomfortable to live in."

"Finding piece works was hard especially in 2019 we had to work extra hard just to earn more money to support my family"

"Food insecurity is my biggest hardship. I cultivate maize on the 0.3 acre piece of land but unfortunately it has been invaded with pests and disease . Therefore I have resorted to buying food for the household which is somewhat draining on my finances."

"The biggest challenge that I face is lack of food. I live near the lake and it is hard to grown crops such as maize because of this we have very little food."

"Food shortage and hunger have been the biggest hardship I have experienced. Maize is no longer productive in my area and now that I am old I rely on farming to provide for the family. At times we borrow food from our neighbors or even skip meals."

"Over the past years, my passion for farming has grown. I have always desired to venture into dairy farming for commercial purposes but sadly, because of financial constraints I haven't. Actually, I have none to milk at the moment. When I receive this transfers , I will use KES 30000 to purchase a dairy cow for income generation. Besides, I will use the rest of the transfers to expand my chicken rearing business for the income I earn (KES 2000 monthly and seasonal) from the selling of the vegetables (black nightshade) isn't adequate to support food and clothing for my family of 5."