"Since I've been a part of the program, my perspective has changed and my mind has expanded. I never thought I would own any livestock, but right now I think it might happen. I want to buy at least three goats to raise before the year is over. They give birth more quickly, and after another year, I will have more of them, which I plan to sell to raise money for a cow. With the cow, my family will have access to sufficient milk, which is beneficial for their health. We can also sell the extra milk, which will increase our household income."

"I was at home nursing my spouse who has been sick for almost a year now. It was around 3 pm when I received the message alert on the phone, I hand it over to my helper who check and confirmed that I had received the transfer. I was very happy and jumped up and down celebrating receiving the transfer. I had to inform my spouse about the transfer and planned on how to use the transfer before we could withdraw it. I was very sure that my husband will finally get proper medication."

"I do substance farming as my job. It has been four years now without rain in our village. This has caused drought and famine. My husband does casual jobs at Mombasa earning approximately $100 per month which caters for both food and school fees. $60 goes to school fees and the rest to food. The family takes 4kg of maize flour daily but this is not the case. Due to famine, the family takes one meal per day only. So lack of food is the challenge I am currently facing in life."

"The rains have not been forthcoming for the last 3 years. We have been planting our land but due to little rains the crops couldn't reached harvesting. We only depend on buying food. This means we sell our goats to buy food. We've sold more goats. We now have 28 goats, some died due to the drought. This has affected our life since the goats are getting fewer and we keep selling. If the rains had been there, I'd be having more goats."

"My husband is deaf and currently undergoing treatment. He also has a heart problem and cannot do much. The doctor recommended that he just rests. Now he cannot contribute much. He needs medical checkup once a month. We require $100 for it monthly. To help him with hearing, he needs an hearing kit. This will cost $1500. It's too much for us. I am currently pregnant expecting our first child. This means I also contribute little. We sometimes depend on my husband's mother for assistance."

"We depend on livestock, that's cows and goats. Since the drought started, it's difficult feeding our livestock. We gave them to a relative in another village near lake Bogoria because there's grass near the lake. We're worried we may lose them due to the drought. This means we cannot get milk from our cows. In addition the goats don't get enough food. We buy water for them. It's difficult since sometimes we may lack the money. This affects our ability to provide for our children fully."

"The main challenge I am facing is that I am the only one who is still living in this high risk zone, all my neighbours have shifted to other areas because of landslide. I am worried about that landslide as you can see inside my house it is always wet, reason why I wish to leave this house as early as possible I will have means. That is the one and only challenge I'm facing currently."

"The biggest difference in our lives is that we are able to pay for our children's school fees without such problems. Getting up every morning, seeing our kids happy, and going to school without missing classes makes us glad. Before, they were always staying at home due to huge fee balances, something that had been disturbing our minds as parents. In addition, I have a long-term investment in their education. I intend to purchase livestock that I will sell to further their studies when they multiply."

"Despite my advanced age, I am grateful that I only have one child in high school. His elder siblings had completed their studies and could support their families. Because I am pleased to see my son making progress in his studies, my goal for this year is to prioritize his education. As a result, I will always use my monthly transfer to pay his school fees. I hope that by doing so, he will have more time in school and thus make significant progress in his academics. Second, a portion of the transfers will enable me to obtain medication whenever I am ill."

"The fact that I come from a low-income family has motivated me to strive for academic excellence. As a result, my primary goal has been to progress in my studies. Because my family is not well-regarded, I believe that with the proper education, I will play a role in improving my family situation. Therefore, as long as I receive transfers, I will spend a large portion of them on my educational needs. I prefer keeping goats because they can withstand drought. After completing my college education, I plan to buy more livestock. Thereafter, I shall build a new house."