"After utilizing the second transfer as per my plans, I developed another goal that I aim to accomplish. If I get some money, I want to fix tap water at my home. Currently, Freshwater is pricey and we have to move a longer distance to get it. Based on that, I developed a goal of fixing the same to reduce the cost of traveling since I have to hire a motorbike to fetch the water. Once I have a freshwater tap at home, it will be an opportunity for me to start a shop business because the ones who will be coming to fetch water will also require some items like personal effects and foodstuff."

"I have desired to get my piece of land and start my home. This is the goal I am struggling to achieve because having your piece of land earns you respect and separates you from family wrangles. Currently, I have a motorbike which I use to generate some money to help me achieve my goal."

"Once I get some money, I am planning to start a shop business where I will be selling first-moving items such as foodstuff. To fulfill this goal, I bought some chicken using the second transfer which I am raring to sell to boost me fulfill my goal of starting a shop. I opted for this goal because shops have quick money which will help me take good care of my family."

"My new goal is to complete the construction of our new house.Having built our new house to almost completion, I look forward to having it complete. I am left with erecting a ceiling as well as painting the walls of this house. It may however take a little longer to accumulate such huge amount of money to compete this construction but it is on top of my priority areas. I still have children in school to pay their school fees and with the casual work that we rely on, this would be an uphill task to achieve but I will be very patient to achieve this."

"At the moment, I have a new goal to facilitate the payment of my two children's school fees that will allow them to join the tertiary level of studies. Even though I still have one in secondary and facing the constant challenge of raising the school fees, I am working hard on casual labor and farming activities to raise more money to fund their education to the end."

"I had to sell most of my assets, including a cow, after receiving the second transfer to fund the purchase of a piece of land. After my husband passed on 10 years ago, raising my two children on a small piece of land has not been easy. I am happy that the land has given more space for farming, thus more food for the family. At the moment, I have a new goal to buy back a dairy cow that can provide enough foodstuff for my household. The cost of buying milk has always been a challenge since I sold the only cow I had, but I hope to build my savings and later buy one that will cut the cost."

"I do not have any new goals now since I still have children in secondary school and university. I wish to save money from my casual jobs and get support from my family to pay their school fees. This is my main focus for now."

"My new goal is to start a new business. I am thinking about starting a cereal selling business in order to make more profits and make my life and that of my family very comfortable. Right now we depend a lot on casual labour to make livelihoods for our family which gives us just enough to feed our family and pay school fees albeit with some struggle. I plan to save up enough money during the short school holidays and this is the money I will use to start up this business."

"I do not have any new goal at the moment except to get money for food. Age is slowly catching up with me and I cannot start thinking about major investments like payment of school fees or buying any additional livestock. I will not have the energy to take care of those investments and it is fir this reason that I am thinking about just getting enough money for food and nothing else. As at now, I am so much reliant on my children for support alongside subsistence farming that I do on small scale."

"My new goal is to purchase a plot of land at our nearest market. The intention is to build a small shop that would be a steady income-generating activity for the family to supplement the income from subsistence crop farming. This is because we are currently experiencing climate change that has resulted in low rain which has affected crop farming negatively."