"Subjection to abject poverty has been the biggest hardship I have ever experienced in my life. For instance, getting food to eat has been very difficult and most of the time I had to forego taking some/all meals of the day. Death of my husband also increased my suffering since he was our bread winner."

"The biggest hardship I have faced in my life is when I was in admitted in hospital for two months and I was not able to pay the hospital bill."

"Receiving this money is a great news to me, I am happy to be part of the program and I am planning to spend the money to pay school fees for my children in secondary school."

"I spent my third transfer to buy seven seater sofa set because I did not have one.The remaining balance I paid school fees for my children.I also bought maize for family consumption."

"I spent my third transfer to buy two ox that help us in farming and also enable us earn more income.I also bought maize for family consumption and other house hold items."

"I spent my third transfer to build my house because the one we were staying in was leaking when it rained.I also paid school fees for my school going children."

"I spent my transfer on buying household items such as table, bed, seats and blanket. I also paid school fees for my son who is in secondary school and had been given a warning on the same."

"I spent my third transfer to build my own house because the one I was staying in was too small and could not accommodate my growing family comfortably.I also bought household items."

"I spent my transfer on paying school fees for my son in secondary school who had been sent home for the same. I bought window panes which I fitted in my windows and food for the family and we have enough in the house."

"The biggest hardship I have ever faced in my life is that I am living with disability. My left hand was chopped off while I was tilling my land back in December 1992. Since then, I have not been able to work much and hence get little money which is not able to meet the needs of my family since I am constantly forced to rely on my community members. "