"I have a plan of expanding my business after I receive this transfers.I buy goats from farmers in my location and then sell them at a higher price during market days.Sometimes the demand is high and I am forced to team up with other business people to meet the demand.After receiving this transfers I see myself meeting this high demand when necessary.This will help me gain more profit and avoid challenges that come up with teaming up with other business people.The returns will help me complete building my house which had stalled due to lack of funds."

"I want to start a small shop business, that can give me daily income from the profits. This will help me sustain and solve my family financial issues in time without having to borrow as I did earlier."

"The biggest difference in my daily life is after receiving the transfers, I was able to build a room for rent. This rental room has been my longest time aspiration. I have been having this piece of land for several years and had no hope of putting it into use because of the lack of adequate resources. I have completed building the structure thanks to the transfers I received from GD. I am expecting to rent it out at KES 4000 monthly. This will boost my income which will enable me to meet my family needs."

"GiveDirectly has enabled me to purchase a cow. I have been much stressed on whom to get milk from to feed my children. Finding a farmer who would be willing to sell milk to me was difficult. This is because they prefer delivering it to the processing plant at higher prices. Currently, I milk my own and used it for consumption in my house and then sell that remain to the processing plant."

"I have started saving toward building my new kitchen and I believe in the next six month I will be in a position to have finished its construction. This will change my life in that I will not have any worries in case I get any visitor unlike now which is very tricky I have to go ask for a neighbour for a sleeping place."

"I spent my second transfers to expand my second hand clothes business. I started this business last year 2018, in December, after I received my first transfers. Previously, I was a community volunteer at a local Non-governmental Organization, SHOFCO(Shinning Hope for Communities), at their Mathare branch here in 4B village. I used to earn a small stipend every month. When I received my first transfers, I started out with hawking second hand clothes here in Mathare. I then expanded this business using my second transfers by acquiring a stall in Huruma Estate where I sell the clothes from. I also added new clothes for grown ups in my shop. I experienced a few challenges of recording low sales in the month of January; like is always expected in that month, but I have to say that so far my business is progressing well and picking up well."

"I expect my life to change in the next six months in that I will have finished paying school fees for my child. I will then start saving the money I would have otherwise used in paying school fees and use them to buy a goat. When this goat will have increased in number, I will be selling them one by one in order to use the money to pay college fees for my child so that she can further her studies. I value her education most because it is through it that she will be assured of a brighter future. I am sure that the knowledge she will gain during her studies will enable her to make wise decisions in life."

"The next six months, I believe I will have bought the land. This will help me do extensive farming and get enough food that will last my family for long and also save the money I would have been using to buy the food to use it to provide the best education to my children in the future."

"The transfer has brought a change into my life that I will live to remember. Living in a house that was small and old was not comfortable with me and the desire to own a house constantly bothered me and there was nothing I could do about it. Its when GiveDirectly came to our village and through their transfer that I am almost finishing my new two-roomed house. To me, this is the biggest difference in my daily life."

"The biggest difference in my life is that I paid a water bill of KES 7000. This bill had been pending for over 2 years since I did not have money to pay it. I had even been denied access to that water due to that bill. Life became really hard for me due to this since due to the state of my health I could not walk for in search of water. We are greatly affected by long dry spells and at the moment life is much better and easier for me. I water my cattle at home, access clean water and If all goes well I am planning to irrigate my garden for better crop production."