"The biggest hardship I face is lack of money for paying school fees for my children studying in kachage village. "

"The biggest hardship I have faced is poverty. I barely can afford a meal."

"The biggest hardship I face is lack of money for plastering and flooring my house."

"When I receive this money, I will use part of it to pay the money I borrowed from somewhere so that i can regain a piece of land that i staked as collateral and also renovate our house."

"The biggest hardship I have faced in my life is lack of money to provide basic needs to my family effectively."

"I am healthy and happy because part of the cash transfer was spent on my treatment. Before I received the cash transfer I was stressed and full of sorry most of the time. I am very happy because I dress decently and I am respected in the community. More so I am now debt free after clearing an old loan which was an impediment to me because I had provided my land as collateral."

"I expect to start a small scale business such as starting a shop within the village which will add more income to me and my family. I used to run a shop business in the past but it collapsed at some point so I think this is the best time to revive my business."

"I was renting my retail business premises and this was draining my income. However when I received the cash transfer, I decided to spend it all to purchase this plot of land. I am now happy and will never worry about paying rent anymore because I am now a land owner."

"I will have my own house which means I will have moved away from this rental house which will be a big step in my life. I will also plan to keep some domestic animals such as goats which I will rear within the home which is much easier than keeping the animals in a rental house."

"My life has changed alot compared to the past before I received the cash transfer. I was suffering alot with not enough money to provide for my family. In addition to this, we were living in a leaking overcrowded house and with no hope of getting a nice house. I recall at one point there was too much downpour and all my food stuff got rotten because of the leaking house. I am very grateful for the cash transfer that has enabled me construct a nice two roomed house with a store to keep my food stuff safe during rainy season."