"I plan to save some money towards the next payment for school fees to ensure that I complete my course in fashion and design."

"I spent the most recent transfer on building a shop on my parcel of land that I own back at home. I am very grateful that the money came at a time when my family had just decided to give me a portion of land that is near the road that is very ideal for a shop. Some of the money then went to stocking the shop that is now a vibrant point of sale."

"In the next six months, I would want to buy cement and sand which I will use in plastering my house. The house I built is mud-walled and during the rainy season, the muds on the wall fall off and I end up smearing every month which is tiresome and time-consuming. I would handle the house issue once and for all by plastering it."

"In the next six months, I want to buy a water tank. This will help me save water during the rainy seasons. This is because in our area in the dry seasons we suffer a lot to get water and I would not want to go through the same struggle anymore. I want to take this opportunity and help myself."

"In the next six months, I want to buy a cow. This will be an investment for my family. When it reproduces, I will be able to sell part of the milk to raise a small income to solve other family issues. I know in three years time, I will have a herd of cattle which I can sell to raise money for other needs."

"After the house will have been constructed within the next few months to come, I will get into a savings plan that will enable me to buy a few bags of cement and sand tat I will use to cement my house and make it a semi-permanent structure which can last for several years to come."

"I plan to expand the size of my business with time so that I can generate more profits for me and then from there I will be in a position to establish whet I want to do next with the proceeds that I shall have generated from the business."

"My next goal is to build additional rental units on the property . I recently completed two houses and I want to build more."

"My life is now different in that the quality of my family's life improved. I now have some extra money that even when I do not get any casual jobs, I can still feed my family."

"I spent the most recent transfer on paying for my own school fees at the institution where I am taking a course in mental health nursing. I then used apart of the money in starting a poultry keeping project. I purchased hens that are good in egg laying. Some of the money went towards the buying of layers feeds."