"My life has changed in that, I am happy because I built a permanent house, acquired bedding and above all, I bought a cow as a saving. Before, I used to sleep in a grass thatched house that was expensive to maintain."

"Previously, I could not afford to buy a lot of things. I have ventured into large scale sugarcane farming which is so lucrative as we have milling company in our village. When I harvest the produce, I plan to use the money I get from the sale to start up my own business which will more generate income for my family's upkeep."

"I started building a house for my mother using my first transfers since the one she was living in was small and was in a bad state and the walls were threatening to fall anytime. When I received my recent transfers, I decided to spend part of it to buy some iron sheets for roofing. I also paid school fees for my sister who had been sent back home. I was not comfortable with the idea that I had some money yet she was staying at home due to lack of school fees. I saved the remaining amount so that I would use them collectively with my next transfer to expand my business. I believe that by doing so, I will be able to generate more income which I will in turn use to support my family's needs."

"My new goals in life that I didn't have before receiving the transfer is to start a boutique business. This is because youths of nowadays love lifestyle and fashion. I am planning to bring everything they need to be under the same roof. I know I cannot fail in this one because I know my target and the competition is minimal at all in my place of residence. This will boost my income and help me achieve my goals."

"My life has improved because I live a decent life with good and conducive accomodation because I have plastered my house. Before, I used to sleep in a house that was not platsered which could make it cold at night."

"My life has changed in that, being a widow, I am happy because I built a permanent house that is conducive to stay in. Before, I used to sleep under a grass thatched roof with holes made by rats."

"My life is different in that I am no longer sickly because there's peace of mind and I feel happy. Before, my health was not good due to stress and over thinking. "

"Life is different because I feed better, dress better, and I will be able to cultivate more food with the oxen acquired. Before, it would be difficult to plough more gardens for food due to lack of oxen especially during rainy season. "

"My life is different than it would have been because my health is looking better and I have a peace of mind unlike before when the kidneys problem disturbed me yet there's no money to get medical attention. "

"My life is different than it would have been because I have built a house, and sleep with a mattress on a bed. Before, I used to share a small spaced house with all the children, sleep on the floor where by rats were an inconvenience at night. "