"The biggest hardship that I am faced with is inadequacy of money to take care of my household needs. I do not have any clear source of income."

"Receiving this money means that I will be able to complete the construction of my house, buy a cow and other household items."

"In the next six months, I expect to have fully completed my house construction and bought furniture and other valuables for my family. I expect to be leading a family that is more happy than it is right now and this will definitely make me a more proud father."

"The money that we shall have saved jointly with my mother, I expect in the next six months to use it on starting a business of selling cabbages at the nearby market."

"Receiving this money means that I will be able to complete the construction of my house, buy a cow and other household items. "

"Receiving this money means that I will be able to build an iron roofed house. "

"Receiving this money will enable me sleep under an ironsheets house. I will build a simple house and buy a cow."

"The biggest hardship I have faced is the agony I go through after my wife left me and she went to elope with another man."

"The biggest hardship I have faced is lack of money to fullfill some of the bigger projects I have."

"I spend my most recent transfer to pay rent. I used to live with my father and I was not comfortable with it. In my culture , it is not good for a grown up man to live with his parents and this lowered my dignity. I am now happy since I can afford to pay my own rent and no longer live with my father. I also sent part of transfers to my mother who is living in our rural home. I decided on this because she did not have enough food due to poor harvest caused by drought in the last harvesting season."