"The biggest difference in my daily life is that I now own five sheep unlike before. Since their gestation period is shorter, they will increase in number within a shorter period of time. Whenever I have an emergency, I can easily sort it out because they can be sold easily at any time since it is not costly like a cow and their market is always readily available."

"In the next six months, I intend to increase poultry farming activity and hire more land to grow my vegetables and tomatoes. This will increase my profits which will enable me to buy more livestock for rearing. This is some kind of investment which means I have future financial stability."

"In the next six months, I will have begun a business which will earn me some income to help me contribute to merry-go-round contribution. It is from here where I will buy iron sheets which will be used in building my new house. I will have peace of mind living in my own house as compared to currently where I am living in father-in-law's homestead."

"The biggest difference in my daily life is that I am now happy. I have been able to enroll in a college where I am pursuing a hairdressing course. I believe that after I am through with my studies, I will have perfected the art of hairdressing and I will open my saloon. From this, I will be able to get money for my daily upkeep."

"I believe through education I will be a greater person in my society, hence in the next six months, I shall have saved enough money to enroll in college and pursue my goal of furthering my education."

"The biggest difference in my daily life is that my daily income has now increased. This is because I was able to add some stock to my business thus I now have a variety of clothes to sell. I have also been using my profits to buy stock every week thus making my customers visit my shop frequently since they know that they will always find some new clothes. Because of this, my daily sales have now increased unlike before when a day would pass without me selling even a single item."

"Being homeless for a period of two years was by far the biggest hardship that I have faced in my life.After my house collapsed due to heavy rainfall, I was forced to live with my mother in law in her one room house which was too small to fit all of us comfortably. Our privacy and freedom to interact and move around was greatly affected,I could not even invest in buying some of the household items that I desired to own because we lacked room for storage.To make it worse, anytime my husband used to return to the village from town,we were forced to go seek for accommodation elsewhere and this was very embarrassing for us."

"Family wrangles and domestic violence directed towards my family and I by my in laws has been the greatest hardship that I have faced in my life. For a very long time,my brothers in law have been so much against my household and any development that we have tried to engage.The situation has become worse by my husband's constant absence since he works in Mombasa. Since last year,the situation became so bad when the family feud escalated to physical violence and verbal abuses.This prompted me to relocate my family to my current place of residence which is a borrowed parcel of land from a good Samaritan who saw our plight and took pity on us."

"My life is different than it would have been if I never received the transfers in that I spent part of it on buying a second-hand motorcycle for bodaboda business. Nowadays, I do not have to ride someone's motorcycle in order to earn a commission but instead use my own thus my income has greatly increased. I also spent my first transfer to build a three-roomed house at home where my family can spend on comfortably. In the past, we did not have a house hence we were spending at our neighbor's compound."

"The biggest hardship that my family and I are facing is living in constant fear of being evicted anytime from the parcel of land that we have come to know as our own.After the death of my father in law,some unknown people just came out of nowhere and they have been insisting that the land where we live in is theirs.Being that they are many and we too don't have the legal title deeds,my family has not been able to live in peace nor engage the farms in any meaningful way to improve our lives for fear of abrupt evictions. This has really led my family to live in abject poverty."