"I desire to educate my nine children so that they can get jobs and take care of me in future. Besides, they will also be able to live a descent life free from poverty. I can only achieve this dream if I have a stable source of income. Therefore, I will use this transfer to start a grocery business, and also purchase oxen that I will use to scale up farming and hire them at a fee. This will mean curbing food shortage and generating income to finance their education."

"My husband works as a casual labourer at a construction site and earns less than 3000 shillings a month. This is because the job is not stable as it is available seasonally. He is the sole breadwinner and I am a housewife who depends on him for everything. Life is quite difficult because the money he earns is not sufficient enough to care for a family of six. Sometimes we are forced to go without food when does not get any job. Besides, it is almost impossible to respond to medical needs and school fees for our children. In this regard, I can say financial constraint is my biggest hardship."

"Financial instability is my biggest hardship. This is due to lack of a stable source of income that can cater for my family needs. Subsistence farming is not reliable enough and the casual jobs earn me around 500 shillings a month. This amount is not sufficient to provide food, medical and educational needs. Sometimes my son is sent back home because I cannot afford the 70 shillings required in school."

"My life has improved now in that, I have a peace of mind because I have been able to purchase what I lacked in my household like Livestock, pay school fees and requirements for my children. In addition to that I have also started the construction of my house using these transfers. Before receiving these transfers, I lived a hard life of providing for the family since my husband never bothered to provided for the household. He left all the responsibility to me alone."

"My life has totally improved in that, I bought a motor bike. With this, I operate a boda-boda transport business which makes for me a total income of at least UGX 15000 daily and it's a service to my community. Before, I used to depend on agriculture which was very unreliable due to prolonged drought in some seasons. This usually resulted into famine and suffering."

"My life has greatly changed in that, I have been able to construct my permanent house that will save me from the issue of buying grass and renovating the grass thatched house yearly as I have been doing before."

"The biggest hardship that I am faced with is inadequacy of land for cultivation. "

"Receiving this money means that I will be able to buy a piece of land that I can cultivate and also buy some cattle so that I can pay bride price."

"The biggest hardship that I am faced with is lack of money to take care of my household needs. "

"My life has got better, because I am building a permanent house that will move to after completion. I have got back my acre of land that was taken because of the debt. This money has also relieved me from the debt burden that I had. Previously, the money lender kept putting me on pressure because of his money and he was threatening to sell my acre to recover his money since I had failed to pay it. The house that I currently stay is open from up because the thatch has greatly become scarce."