"In the next six months, I would want to buy hybrid seeds and fertilizers which I will use on my farm. When I get a good harvest, I will sell some money to raise money to buy household items and pay fees for my daughter."

"I expect my life to change in the next six months in that, I will have bought cushions to place on my seats. I have always wanted to replace the old cushions but there are more pressing needs that have to be attended to such as food and paying schools fees. The old ones are usually uncomfortable and not so good looking but I am happy because I will replace them soon."

"Long term project is to buy a goat which we will rear going into the future.One advantage of keeping a goat is that it will definitely give birth in the future and of-course once their population grows, I will have the chance to sell-out some of them and make some cash which maybe put into other use just in case maybe I run out of money."

"In the next six months, I will have more chicken in my poultry house. This consequently means that I will have more income from the poultry and hence able to meet most of my familys basic needs with little difficulty. I expect to have stopped engaging in any form of casual labour to earn a living like I am doing now."

"I expect in the next six months to shall have boosted my poultry business and through proper rearing in future, their population would have increased significantly, then I will be able to sell some with the eggs too to make an extra income. Meaning I will find it easy to provide for my family members with ease."

"In the next six months I expect to have built a new house, and be able to buy a dairy cow.The dairy cow shall be of great importance to my family in that we will have enough milk for the family and get surplus for resale."

"I spent KES 4000 of the transfers on savings through table banking. We are a group of 10 women and we are saving this amount monthly."

"I expect in the next six months that my life will be more prosperous since I shall have to save enough money which I will use to buy building materials for the construction of my homestead. I can't wait to achieve this dream that I have been longing for."

"In the next six months, I expect to be fully employed in my farm and no longer doing any form of casual jobs to earn a living. This will mean that I generate more income from my farming practices and lead a generally happier life than the one I am leading now. It is at this time that I am also looking forward to having employed improved farming practices to help me increase crop production and engaging in livestock rearing as well."

"In the next six months, I expect to start up a salon shop in the nearby center. This will provide me with an opportunity to diversify my source of income. Once the salon picks up well, I shall be able to earn more income and easily support my children to comfortably pursue their studies and succeed in life."