"In the next six months l am planning to start saving and plaster my house, because l am tired of repairing it all the time."

"In the next six months l expect to have started saving to plaster the pit latrine that l had built."

"In the next six months l expect to have started building my iron roofed house."

"In the next six months l expect to have completed building my spacious comfortable house and staying in it without any worries."

"I look forward to having an established poultry unit in the next six months. I will also have more tea produced from my tea plantation and general increase in family's income. It is at this time that I can invest in other valuable assets such as goat keeping and dairy farming to help raise more income that can allow us educate our children and meet other family needs. Begging and over reliance on casual labour shall be a thing of the past for me."

"Enjoying three meals a day is a dream yet to come true but thanks to Give directly I am now confident it will. With my transfers, I plan to give my daughter capital to start her own small hotel in Bamba after two years experience in this sector. This will earn us income that we can use to purchase food and other necessities. I will also invest in livestock as security for future needs that may arise."

"My expect my life to change positively in the next six months because I am optimistic that I will have acquired the land for maize production. I believe in the next six month I will have planted it hoping that its production will relieve me the stress of buying food."

"I spent my most recent transfer to build a house in my rural home in Migori county. I used my transfers to build a house because it is a requirement in my culture that a male child of my age should have built his own house. I have a wife and a child but I had never built my own house. I used to stay at my elder brother's house with my family. This was humiliating to me at times as I felt like I had failed my family in a way. I work for my youth group project as a garbage collector. I do not make enough money to enable me to build my own house. I was forced to stay at my brother's place with my family. I now feel proud of myself that I can finally have my own house in my rural home."

"I expect my life to change in the next six months in that I shall have saved part of the transfer and use it to boost the barbershop business which I have recently started to get an extra income to support my and provide my family's needs without depending on my relatives and friends assistance."

"My life has changed because I have paid school fees debt which was burdening me. Before, I had a lot of pressure from the school to settle the debt which I could not. In addition, I'm building my permanent house thus no more stress of looking for grass. In the past, I had grass thatched hut."