"The moment I received the transfer I felt very happy. I had been sleeping and heard a message on my phone at 4:00 am. It woke me up and when I had read the message I realized the transfer was sent I felt really good and just went back on my bed but I could not sleep anymore. I was just thinking and rethinking of the things that I was going to purchase with the money."

"At night as I slept, I heard my phone message notification and on checking, it was from GiveDirectly indicating mobile money. At that moment, I felt so happy that I immediately started organizing on how to withdraw it and spend as planned."

"I have always wished to be a dairy farmer.I have two cows for now but the piece of land for grazing is small.I am therefore planning to buy a small piece of land where I will expand my livestock farming."

"Comfortable life is something that has been my long time desire but this has never come through due to financial instability. Being a widow with all responsibilities to provide for the family, I face more challenges ever since my hands can not support doing heavy jobs. I am forced to depend on my daughter who is doing house work at Mombasa and her earnings are never enough to support our family needs. Receiving this money means providing capital for my daughter to start a second hand clothes business in order to have a reliable source of income. I also plan to construct a good house for myself because the one I have is just braving the dangers of strong winds in our area."

"My long time desire has been to live a decent life with my family, a wish that has not materialized yet and this has forced me to do jobs which are considered man dominated due to their tedious nature. Since there is no option, I am always expected to be in the bush burning charcoal for my family's upkeep. This has really drained my energy and I am looking forward to changing my life for the better when I receive the transfers from Givedirectly. I plan to construct a good house for myself because the one I currently have cannot accommodate my family. Being a widow with no business skills, I wish to buy ten goats for rearing, an oxen and ox plough to upscale my farming and also use the remaining amount to support my children's education."

"In the next six months, I expect to have joined the university and concentrate on my studies so that I can become a better person in the future."

"The biggest difference in my daily life is that I am now a happy and ambitious person. I have been planning to buy bulls all along but due to my meager earnings, I could not afford to buy the bulls. I came to realize my dream when Give Directly chose me as one of their beneficiaries. I was able to buy the bulls which will help me a lot in preparing my land. I am certain of cultivating my farm on time hence guaranteed of a good harvest because the size of land that I will be cultivating will be bigger compared to when I could do it by myself."

"My expectation in the next few months is to ensure that I have more sheep for rearing. I want to buy more sheep and once they reproduce and have a good number, I will be able to sell them and get a good amount of money that I am able to do a bigger project like building or improving my house. I also want to have improved my poultry project so that its able to help as another source of income by selling the eggs produced."

"I spend a lot of money seeking medical care for my family. My children get frequent cold attacks, a condition that has never received longterm treatment. This means I cannot advance financially because there is no extra money for savings. I am straining too much to provide other needs like food, education and clothing. This is because I lack a stable source of income to cater for all these and I can say financial constraint is my biggest hardship."

"With the new grocery business that we are planning to set up in the next few months, I expect to be more financially stable in the next six months. The business will be an extra source of income for my family even when my motorcycle taxi business doesn't provide enough for the day."