"My life is better mow in that am now a respected man in my village.Before, i was considered as less important by my inlaws because i had not married their daughter."

"My life is better now in that i sleep in an iron roofed and cemented house compared to before when i used to shift from grass thatched houses with my little children when it rains."

"My life is better now in that, I was able to pay off land mortgage therefore I have enough land to farm on. I was able to repair my grinding mill which generates daily income that has helped cater for some basic needs. The transfers also enable me procure a cow and feed my family. Prior to receiving this money, I used to have a problem of transport but I was able to buy a bicycle that has eased my movement. Life before GD was so difficult in terms of feeding because I did not have enough money to take care of my family. "

"My life is different now in that, I have built a permanent house, I have bought household items and feed on a balanced diet. In addition to that I live a very peaceful life since I'm nolonger stressed on how to get money to buy basic needs. Before I received this transfers, I slept in a leaky house since grass is very scarce and expensive to buy in order to renovate the house. My beddings too were in a bad condition but I'm happy these transfers have changed my conditions of living that I sleep on new beddings."

"I expect my life to change in the next six months in that I shall have saved enough money which will necessitate the construction of my homestead that I have always longed for and it never seemed to come to pass due to meagre income or none. Therefore the money I used to pay rent will be part of my saving for other investment projects such as paying school fees for my children."

"I have no one to take care of me and at my age I still engage in heavy casual jobs to fend for myself. These include burning charcoal and harvesting aloevera. They negatively impact my health and currently I am experiencing chest pains. I do not even have money to seek medical care since I earn very little. I can therefore say financial constraint is my biggest hardship."

"In the next six months, I shall have fully completed my house and we shall have moved in as a family. We shall have more income as well owing to the fact that we can now make various investments with the transfers."

"Financial instability is my major challenge that has almost put my life to a standstill. This is because I lack a stable source of income, since my fish business is inconsistent due to insufficient capital. My husband does not earn enough from his motorcycle job thus he cannot support us fully. This makes it difficulty to provide basic needs for the family especially food and sometimes we are forced to go hungry. "

"Had I never received my money, I would not have been able to get separate farm land that will help me be independent in terms of farming. Before, I used to share farm land with my mother where by when farm produce is ready for harvest, I had no personal authority over it. I had to ask for permission from my mother as to whether to sell it or not. This really made things a little difficult yet at times I needed an immediate help."

"My life has currently changed as I now have a comfortable nights sleep after buying quality bedding as compared to before where my bedding was old and divided into pieces hence making sleep uncomfortable. I could keep waking up in the night to join the pieces of matress."