"I felt so delighted the moment I received my money. This is because it was a dream come true to handle such amount of money."

"That day my phone was off. However, the next day I heard my neighbours talking about the cash transfers. I hurried to charge my phone and checked my account. When I read the mobile money message, I felt very happy because this cash transfer was going to settle my debts and family responsibilities."

"My life has improved because I have got a piece of Agricultural land which I have already cleared. Three days from now I will plant g-nuts and cassava. I will no longer do casual labour in people's farms. Before the transfer, I could farm I used to do casual labour. In addition, I'm now sleeping well on mattress. Previously I slept on a mat."

"Since along with my family we eager to receive transfers, I kept checking my phone for the mobile money message but in vain. Until this night that I heard a message notification and checked. Only to see, it was from Mobile Money GiveDirectly. I felt happy at that moment that I knew I was definitely going to implement my plans of buying bulls."

"Combining the monthly transfers from GD to the profits that I will be making from the chicken project, I am sure that in the next six months, I will be able to achieve my life long dream of owning a dairy cow. I expect to be living a better life and even quitting the casual jobs completely to become a well-known farmer in my village who will be supplying the nearby markets with milk, eggs and chickens. This, of course, means more money and a generally improved lifestyle for my family."

"The biggest difference so far is that I am constructing a four roomed house. This would not have been possible if I had not received the cash transfer."

"The biggest difference in my daily life is a feeling of ownership and independence. This is because I was able to get a personal bicycle that will aid me in terms of transport. I will no longer have to ask for help when I need to go anywhere as I will just ride my bicycle."

"The moment I received the transfer, I felt very happy and ululated because I was sure of acquiring an acre of land for Agriculture."

"I was woken up by the vibration of my phone at night. When my spouse read, I lept up with joy and we shared our plans and agreed on what we should do next."

"The moment I received the transfer I felt very happy. I had been sleeping and heard a message on my phone at 4:00 am. It woke me up and when I had read the message I realized the transfer was sent I felt really good and just went back on my bed but I could not sleep anymore. I was just thinking and rethinking of the things that I was going to purchase with the money."