"My life is currently different unlike before receiving the transfers. I usually own a shop that deals in household goods like sugar, tea leaves, soap, and other toiletries. This shop was at the verge of collapse since the stock had decreased due to financial constraints. The transfers helped me get back my business in full swing. I spent over KES 30,000 of the transfers to restock it. This has really helped me as the proceeds are double what I used to get. At the moment, I get to meet my family's needs easily and even get extra to save through table banking."

"The biggest difference in my life is that I have a piece of land that I did not have in the past. Before receiving my transfers, I was living with my parents on a small piece of land and I could not do farming. I can now build my house in my piece of land and do farming to meet the basic needs of my family."

"My life is different in that I have enough milk for my family and my children no longer take black tea as they used to do. I also sell the surplus to meet other family basic needs. I can now save my daily wages in my bank account since I am planning to buy a motor cycle by the end of this year. This will be a source of income since I will be riding my own motor cycle."

"My biggest hardship is lack of money for providing basic needs to my family like better shelter, clothing and good."

"My life is different at the moment. I am a happy woman since my long term aspirations have come to pass courtesy of the transfer. I now have a tank and I now drink clean water that I collected after the rains. Dry spells are no longer a challenge since I no longer walk the long distance to fetch water. Cementing my house has also made my work easier since I do not have to smear it more often like before. The house was also dusty and this was risky since I have mild asthma. I am now healthier and happier"

"The biggest difference in my daily life is having a water tank. I used to walk long distances to fetch water. This water is not clean and not safe for drinking. But currently, I harvest rainwater and store it in the water tank. The ability to store rainwater has reduced the risk of contracting water-borne diseases since it is safer to drink than the stream water. It is also very convenient since I do not have to walk to the stream to collect it."

"When I received my transfer, I was so happy and at that particular time, nothing could measure the joy I had in my heart. It felt like the world had paused time specifically for me. I felt on my knees and gave thanks to God for this was a miracle. I knew that all my plans were finally going to materialize."

"Before I was living in squeezed five iron sheet house and when it rains I would sacrifice a certain corner for my children not to be soaked with water but when it was too much we had to outsource for shelter at my brother in law. This was a tough life since my children could get a respiratory attack due to exposure to cold. The biggest difference in my life is that I have been able to acquire a decent house which I have been longing for in my whole life. We are a happy family enjoying family time together because we are no longer exposed to cold nights."

"When I received my very first transfer, I opened an electronic shop. I had checked around my estate and realized that there was a gap in electronic business. So when I received my most recent transfer, I bought more stock for my shop and this has seen me generate more income."

"Initially, I used to do casual works to earn an income. This was very tiresome and unreliable because there are days that I earned zero income. As firstborn others call us deputy parents all the responsibilities were pegged on me. My parents passed on years back and my siblings were looking up to me for support. This was never easy but I am grateful to GD. I have been able to generate income and comfortably provided for my family in surplus."