"My top concern is my family because of the challenges we face in the slum. My mother is a single parent and she normally comes home late at night while drunk. This led me to drop out of school in primary and started to fend for myself at a younger age. I started to sleep outside while at the same time joined a gang of criminals in Kiamutisya Mathare. I involved myself in crime by snatching phones in Kiamutisya village Mathare along Juja road. I lost many of my friends along the way due to crime through mob justice and extrajudicial killings by trigger happy policemen. I spent most of the money that I had received from crime towards contribution of my friends burial, so I realized it was of no benefit to me and I quit crime because it does not pay. I therefore fear for my two younger brothers who may drop out of school because they still live with my mother who is a drunkard and they may end up in crime just like me."

"My first priority is to expand my side hustle business of selling sweets and sugarcane. I work in construction sites and the money I receive is not enough to cater for my family upkeep. I would want to expand my business of selling sweet and sugarcane to a retail shop to supplement my income that I get from constructions sites. I will open my business in Kosovo, Mathare. Kosovo is a densely populated area that provides a ready market for my business. Secondly, I will save the remaining part of my transfer, the profit that I will get from my retail shop as well as my income from construction sites to invest in motorcycle business in future. I would want to buy a motorcycle and use it for transportation of people and goods. From the research I have done here in Mathare, motorcycle business is a major source of employment to many youths. I will therefore, have an opportunity to be self employed and quit working on construction sites because of the harsh condition I normally subject myself as I am always forced without protective gears and no medical cover incase of an emergency. I expect to generate more income from my motorcycle business which will improve my standard of living and that of my family."

"I have nine children and it has been very hard educating them.My last born is in primary school standard seven.We depend mainly on casual labour.We have a small piece of land which cannot sustain the family needs because we do very little agriculture.My husband is a casual labourer in a tea plantation in the neighbouring county while I also work on people's farm around the village as a casual labourer.This does not give us enough to meet the family's needs especially paying school fees.My first four children did not study past primary school due to lack of school fees.This has been my biggest hardship because every parent wants the best for the children,education being the key."

"Receiving this money will enable me to complete paying this year's school fees for my children. I will then use the remaining part of the transfer to build a new house and incase im left with some amount, i will buy household items and food for my family"

"My top concern is unemployment, I am a casual worker, I deal with construction and this line of work is not very reliable. In a month I can work for a week and the rest of the weeks I have to survive on the little income I made the previous week. I work so hard, I wake up very early and I leave work very late most days, when I reach my house I am so tired and I do not get to spend time with my daughter as I would want. To make it worse the pay I get is not much to cater to all our needs.I am afraid that when I lack money, it can tempt me to want to steal just to ensure I have food on my table, but this I have never done and will never do."

"My life is different from how it would have been if I never received the transfer in that, I could not have managed to build a spacious house or take my child to college on time. I have a sugar plantation that I normally depend on but I had to wait for the plants to mature so as to get money from its sales which could have taken a long time to accomplish my goals. Seeing my children pursuing their education makes me a happy mother. The fact that I know that they will not be sent home due to fee arrears for some time has given me peace of mind since I had paid for other terms too."

"Last year, I took a course on mat-making as a way of earning extra income, especially on those days that I had no job and stayed idle at home. Starting off this business was a challenge before GD came because I could not afford to buy the materials which are quite costly. These transfers have made it possible to start off this project and I am now able to earn extra money through the sales of the mats that I make. I now have more money to support my family and buy my basic needs even on those days that I don't come across any usual jobs."

"My ambition is to be self employed in future.I want to own multiple businesses but mostly be successful in agribusiness, start shopping green grocery to more than 10 clients in Mathare and it's environs.As much as I am used to working for my group I do not want to be a casual labourer for the rest of my life. I want to employ people, be called a boss and mentor others in future."

"My first priority for spending this transfer is to invest in a new business of selling cosmetics.I will first use the money to rent a shop possibly in Huruma, then also buy cosmetic products.I opted for a cosmetic business because from research many ladies in Nairobi follow trends and they use a lot of money to look good,that is where cosmetics come in handy.The market is readily available and the profit from selling cosmetics is high.I will be able to have a stable income hence provide for my basic needs. My second priority is to use part of the transfer to pay school fees for my children. My husband and I sometimes struggle to pay for their education and they are sent home for fee. Paying for their school fees will enable my children stay in school and not miss out on any school activities. Lastly I have wanted a better environment for my family, I will use the transfer to move out of Mathare slums and find a better environment for my children. This environment is not conducive for their up bringing. There are various issues that arise here including drug abuse, crime, poor sanitation and police brutality. Young boys engaged in crime and they die at a young age. I don't want that life for my children."

"Receiving this money means I will be able to build an iron roofed house. The one that I currently sleep in is grass thatched but maintaining it just turned out to be so hard. Grass is very scarce these days. It is just by chance that one can roof the house well. Some times I have had to sleep in a leeking house not because I am lazy but because of scarcity of grass. "