"In the next six months I expect to have started saving the money to achieve my dream of plaster my house."

"From the little income I make, two dollars a day, from my business of preparing 'chapati' and damplines, I cannot sufficiently meet the needs in my household such as food and school fees for my children. As a result, we sometimes are not able to afford a meal or two and my children are frequently sent away from school to collect fee balances. The most affected being my first born girl in secondary school whose fees are higher than her five siblings still in primary school. "

"In the next six months i expect to have started saving from my business to buy plastering materials which I am planning to buy bit by bit to enable me plaster my house because I am also longing to stay in a nice plastered house like my neighbors."

"The biggest hardship I have faced is ensuring that my family is fed without a source of income.My spouse and I are very old and even though we have children who may support us,we cannot fully depend on them because they also have families of their own to fend for.We therefore have to struggle in the farm so that from it we can get albeit enough for each day."

"I have a son who has a rare medical condition which I personally do not know the exact name.Whenever he falls sick the temperature rises to a very high level.This usually needs immediate attention.He also develops wounds along the throat.It has cost us a lot since we have been in and out of hospital.Sometimes we cannot afford medical fees and we are forced to use herbal medicine.The condition began at the age of 2 years.He is now 6 years old and there is little positive change.The frequency of his ilness has reduced but whenever it arises he cannot even go to school for a week or sometimes more..This has affected his studies.This has stressed me a lot as a parent but I have hope that one day he will heal completely. This is the biggest hardship I have faced in my life."

"Receiving this money will help me complete building my house which is halfway under construction.I will then use part of the money to buy a dairy cow.The milk I get from the cow will serve as a source of income.The remaining money will enable me buy food for my family."

"Water shortage has been a major challenge in this region. With the inadequate rainfall evident here, we normally depend on water pans which are kilometers away. In some instances during prolonged drought, the water pans dry up again leaving us with no options other than to hire motorcycles to help in ferrying water every day. It is very expensive and time-consuming. It has also been a limiting factor for farmers who raise livestock. This has particularly affected me before because I had to dispose of some cattle due to lack of adequate water and pasture. As a result, I intend to use a huge portion of my transfers in putting up water reservoirs that will help in collecting enough water whenever it rains. This will save me a lot of money that can be channeled into other pressing needs like education and food. Subsequently, I plan to revive livestock rearing now that water will no longer be a problem. This venture has a high return on investment rate and that is what receiving this money means to me."

"Receiving this money means adding one dairy cow to my herd whose milk will be my daily source of income to support in buying other healthy food stuffs for my family. I also plan to purchase a 300 litre water tank that will be of great use of fetching water during rainy seasons."

"I have been residing in my brother-in-law's house for a long time. He only relocated and I know he'll claim his property once he comes back. Upon receiving my first transfer, I am aspiring to build two corrugated roofed houses for my family of eight. Therefore receiving this money is big relief and an assurance of security for shelter. "

"I expect my life to change b in the next six months in that I will have plastered my house. I would want to make my house more presentable and strong. I can only manage this through plastering of the house. I want to use my transfers to buy building materials such as cement and sand which I will use in plastering my house."