My life is different from how it would have been four months ago in that bought materials which I used to replace my old roof. I have been living in a grass thatched. I have always desired to have an iron roof just like my neighbors. I could not manage because my income from casual work was not enough to help me meet all needs. Through the transfers, I was able to raise money to buy iron sheets, timber, and nails which I have used on replacing the old grass roof I had before the transfers. Thank God for GD.

My new goal in the next four months is to start sardines business. This is because I would want to improve my financial life. I can only achieve this by having a stable source of income which is only a business. I know through the business I will have a stable source of income to help me establish myself in the carpentry job.

The biggest difference in my daily life since I started receiving these transfers is that I no longer depend on income from casual work. I have been using part of my monthly transfers to pay for carpentry training which I have completed. I am now a carpenter which I do as my main source of income. This has changed my life totally because income from casual work was not consistent and I would struggle to make ends meet. Since I started the carpentry job, life has been smooth and I know it will get better when I establish myself in the business.

I expect my life to change b in the next six months in that I will have plastered my house. I would want to make my house more presentable and strong. I can only manage this through plastering of the house. I want to use my transfers to buy building materials such as cement and sand which I will use in plastering my house.

Life was stagnant before the transfers, I did not have even have good clothes to put on. I had to beg for clothes from my friends whenever I had an important journey to attend to. This was embarrassing because I had to depend on their mercy. I was at risk of contacting skin disease since I had to exchange clothes with different people. After I had bought building materials and built a house, I decided to buy myself some clothes so that I can look presentable and independent. At least my friends don't keep away from me because I don't bother them anymore with begging.

In the next four months, I wish to start a cloth business. This is because I do not want to depend on casual work alone. The income from casual work is very little but I have a lot of demands since I am the one taking care of my mother. I would want to have a stable source of income to help me cater for our needs and I plan to better my future.

Before the transfers, I used to live in a grass thatched house with a leaking roof. This is because I did not have any stable source of income to help me buy quality building materials to build a good house. I was not even able to buy grass to renovate the leaking roof. I have given up on having a good house. Life was difficult especially during the rainy season because the house was full of water and had to drain the water myself. Since I started receiving these transfers, I was able to buy building materials such as iron sheets, nails, and timber which I have used to build a new house. I no longer have the stress I used to when it was the rainy season in my area. I feel at peace now. Thanks to Give Directly.

In the next six months, I wish to start my own carpentry business. I would want to have a stable source of income which will help me in supporting my mother and catering for my needs in time. I would want to use this opportunity given to me effectively and change my life for the better.

The biggest difference in my life since I started receiving these transfers is that I have a new iron roof. I used to leave in a grass thatched house which was leaking and I had a lot of my household items destroyed because of the leaking roof. There was one time I left my phone in the house and when I came back, I found my phone rained on and could not work anymore. I had to buy a new one and the same has happened to my seats. I wanted to have a new house but due to no income, I was not able to. With GD transfers, I have been able to buy iron sheets, nails and timber which I used to put up an iron roof. I no longer go through the hardship as was the case before the transfers.

In the next six months, I would want to buy a goat. This will help me raise money to solve other family needs as I seek to develop my own carpentry business. This is an investment whose values increase on a daily basis and can help me raise money to pay school fees for my children before my business stabilises.

Apart from putting up a new roof, I have always had my own money to sort most of my personal problems without having to beg from friends or family. Since I did not have any source of income, I used to depend on my friends by having to seek help and I ended up having a lot of debts which I could not pay. With transfers, I have been able to pay all my debts and I no longer depend on my family and friends to sort my issues. I am financially independent because of GD transfers.

In the four months, I would want to start a carpentry business. This is my area of specialization and because I did not have any income, I could not get employed or even start my own business. I would want to use part of the transfers to buy equipment which I will use to start my own carpentry business so as to get a stable source of income to sustain my family needs.