"In the next six months, I expect to have bought enough cement and sand which I'll use to plaster my house. Currently, I have a clay-walled house which doesn't last long because whenever it rains the rain washes it off. I, therefore, want to look for a long term solution which is plastering."

"When I receive this money, I will invest it in livestock raising and also acquire some land for brick making."

"The biggest hardship that I am faced with is lack of money to build a good sleeping house. "

"The biggest hardship I face is poverty. I donot have better income generating activity and at the same time Iam disabled from vehicle accident."

"The biggest difference is that I will soon have a spacious home. I knew I would one day build another house but I did not know it would be this soon. We will now be able to sleep comfortably and avoid intruding each other's space. The one we are currently living in will sever as a sleeping room for my children or visitors."

"I now have my own working place where I have freedom of operating the way I wish to without having to work as a slave or get pay cuts when one or two things are not in a good way."

"I saw the notification early in the morning as I was checking the messages in my inbox. It was indicating that my first transfer had finally been sent to my account. I was very happy. I knew my life would change because what I really needed in order to improve my standards of living was available. My long time dream of expanding my house was now achievable through the transfers that had been sent."

"The other difference is that I find it easy to handle my issues. I no longer have to worry about school fees anymore. I only work hard to raise money to feed my family and other needs. This has given me a peace of mind because I am not worried abourt my children being sent home anytime again. I feel thye burdens I have now are equivalent to what I earn. Thanks to GD."

"In the next six months, I want to plaster my house. This is my biggest goal this year. I have always desired to have a house but I would not want to lose it soon. I would want to handle the issue of plastering it once and for all so that I focus on other needs."

"In the next six months, I want to start saving so that I can raise money for my college fees. I finished my secondary school last year but due to lack of money, I was not able to join college. This is the reason why I want to save so as to further my education."