"My biggest hardship is lack of enough land for crop cultivation. I am always forced to utilise a small plot of land that my father gave me and this doesn't provide room for commercial farming."

"My biggest hard ship is lack of enough land for farming. I cannot engage myself in commercial farming since this requires alarge piece of land."

"Being a motorbike rider and the only breadwinner of my family, receiving this money will enable me to start up poultry farming project that my spouse will manage so that she can support me in providing for the family. I also plan to buy one dairy cow that will also help boost our daily income and at the same time this will help me save the amount i usually spend in buying milk for family consumption. "

"The moment I received the money, I felt very excited. It was my first to receive such an amount of money."

"The biggest difference in my daily life is that I have bought a dairy cow. I used to buy milk from my neighbors and it was costly for me because it was on a daily basis. I do casual jobs in the village and the amount of money I could get is only enough for the basic needs. Nowadays I have enough milk for my family and also I sell the surplus to pay school fees and other households needs for the family. The amount of money I get from the casual jobs I saved it for future needs for the family and to gather for any emergencies."

"I felt very happy because I got money which was going to solve some of the problems I had like paying schools for my children."

"The biggest difference in my daily life is that I cleared paying the school fees for my two children in secondary school. We do casual jobs in the village and the amount of money we get cannot gather for the basic needs and school fees at the same time. This was affecting our children in terms of the performance because most of the time they could be at home due to lack of money to pay their school fees. Nowadays their performance has improved because they spent most of their time in school. I have also gotten peace of mind because I concentrate on my daily activities at home without getting worried about my children education needs."

"I expect my life to change in the next six months in that I will have managed to build a new house in my own compound. I feel it is time that I should have my own home due to my age. My children would require a place to build and they can only build when I have my own home."

"My new plan in the next six months is to start a foodstuff business. I want to have a stable source of income to sustain my family needs. Since I cannot be able to get employment now, I have resulted to having a business. I know through the business, I will have enough to provide for my family well and in time."

"I expect my life to change in the next six months in that I will have finally achieved my goal of plastering the house. I plan to use part of my monthly transfers to buy building materials such as cement and sand to use in plastering my house. This has been my goal for the last two years and I was not able to achieve it on my own. With GD transfers, I know I will achieve."