"I expect my life to change in the next six months in that I will have started poultry keeping project. With this project running well, I will be able to use my transfers to invest in other income-generating activities as I use the income generated from the poultry project to cater for my family needs. Due to this, I will be able to diversify my sources of income."

"There is a difference because of the pool table which I bought approximately three months ago. I have been able to generate e a lot of cash as compared to what I used to get in the past. Like I have mentioned above, I have to make sure that I save as much as I can so that I can be able to further expand the business by buying a second table. Apart from that, I used the other cash transfers to buy a few household items which I did not have and some of those items include gas cooker, cooking pots tea table and a carpet. I also used another portion of the money to sort my rental arrears that amounted to approximately Kes 70000."

"The difference in my life is that I have bought my livestock and the construction materials for an iron roofef house. With this I am optimistic of constructing an iron roofed house. I feel happy having received this, before life was a hustle and it was not easy to get even just little money."

"My life is now different in that, I regained ownership of my six acres of land that were in the creditor's possession. In this land, I have planted a varriety of food crops i.e maize, groundnuts, potatoes etc hence assuring me of food security for my family. Previously, I used to travel long distance to my grandmother's home in order to find land to plant crops which wasn't even big enough."

"Receiving this money means that I will be in position to buy land. Iam facing a big challenge of no land because my spouse has many Siblings to share the inhereited portion. This has affected us economically since I depend on one garden for both settlement and farming. My family members some times even lack enough food to survive on. The chrildren have ended up dorging class due to hunger."

"When I receive this money, I will buy cattle and start a livestock raising business. This business will help sustain our family by catering for our basic needs like school fees, medical care and proper feeding."

"The biggest hardship I face is poverty. My family relys on farming as a source of earning, however this has never been possible since I lack oxen. Iam therefore un able to sustain the needs of my family members and some of them are becoming malnutritious."

"The biggest hardship I face is sickness. I have a skin disease that always attacks my body and is so demanding in terms of treatment. This has made me fail in saving any thing and money for sustaining the family demands."

"My biggest hardship is inadequate land for crop cultivation in order to support our household. We are basically farmers and we can not sustain our household without land to cultivate. We are only surviving on an acre of land which is not sufficient. "

"We started building an ironsheets house 4 years back but the construction stalled due to lack of money. It is a shell house that needs completion. So, when I receive this money, I will make sure that I complete the construction of the house. In that, I will buy doors, iron sheets and other relevant materials so that we also sleep in a decent house. I will also buy a cow that will help in milk production for home consumption."