"My expectation in the near future is to have saved enough money to buy a cow for rearing. My prayer is that once I graduate in three years time, I would have some cows to start my life with. With this, I hope I would lead a better life because I have plans of selling one of the cows in the future in order to raise money for constructing my house."

"The transfers have really been of great help to me. I always had this dream of starting a business but then it has never been possible all this while because of the heavy family burden and responsibility that ha been bestowed on me. However, with the transfers from GD, I was able to successfully launch the business and of course, it generated profits before things started going south."

"I have a plan of going back to school and learning the craft of being a better carpenter than who I am today. There are advanced techniques and procedures which I am yet to learn so I believe this is the right opportunity for me to get to learn such techniques so that I can be able to become much better and versatile in terms of doing my work."

"I have a goal of opening my own barber shop just within this locality. From the little research that I have done so far, I have been able to establish that this business is very viable and can earn me some good income every month. Being that I am always a very busy person, I will have to employ someone who will do the work on my behalf and of course, I will be paying him some money at the end of each month."

"With the stress of raising my school fees set aside, I can now fully focus on my studies and do my best to ensure that I perform well in the upcoming national examination. Once this is done, I will buy livestock as an investment of the rest of my transfers which I hope will one day bring great returns."

"My new goal is to start a second business. I want to start the same business but I want my wife to run it. Currently, she has no job. She is a housewife but I know that starting a business for her will help reduce financial burden."

"Receiving this money will help me partition my house to get an extra room for my daughters.I will the buy a dairy cow which will provide milk for sale.I have fenced my compound well ready to start poulrty farming.Thanks to the transfers which will help me buy chicken to start off.The remaining part of the transfers will help boost my butchery business."

"Receiving this money will help me clear my college fees arrears amounting to 26,000 Kenya shillings.I will then buy a dairy cow which will provide me with milk for consumption and for sale.I will also buy household stuff and bedding for my family."

"The biggest hardship i currently face in my old age is being athritic, a disease that has made my health to deteriorate hence making me unproductive to an extend that i fully depend on my children for upkeep"

"Receiving this money will enable me venture into livestock keeping since at my age, i no longer have strength to work in the farm. I will therefore use the money to buy one dairy cow for milking and some goats and sheep for rearing in my farm."