"My life will be different in the next six months as I will be a proud owner of two goats. When they reproduce and increase in number, I will sell some in order to use the money to buy a cow. Dairy farming has always been my dream project for there is always a high demand for milk everywhere."

"Being a student in the second year, my goals are directed towards performing well in class work and making life bearable in the university. Therefore, my expectation is to be able to meet my daily basic needs without an additional strain to my parents."

"My life has improved as compared to how it was four months ago. I was able to start up a business which has really boosted me financially and through the business, I have been able to meet most of the family's needs without straining or borrowing from friends. In addition to that, the monthly money continues to support me even after using some of it to open a business. It has been of great help. It's an additional income and through it, I would say that my living standards have improved a lot."

"I expect my life to change in the next six months in that I will have started poultry keeping project. With this project running well, I will be able to use my transfers to invest in other income-generating activities as I use the income generated from the poultry project to cater for my family needs. Due to this, I will be able to diversify my sources of income."

"There is a difference because of the pool table which I bought approximately three months ago. I have been able to generate e a lot of cash as compared to what I used to get in the past. Like I have mentioned above, I have to make sure that I save as much as I can so that I can be able to further expand the business by buying a second table. Apart from that, I used the other cash transfers to buy a few household items which I did not have and some of those items include gas cooker, cooking pots tea table and a carpet. I also used another portion of the money to sort my rental arrears that amounted to approximately Kes 70000."

"The difference in my life is that I have bought my livestock and the construction materials for an iron roofef house. With this I am optimistic of constructing an iron roofed house. I feel happy having received this, before life was a hustle and it was not easy to get even just little money."

"My life is now different in that, I regained ownership of my six acres of land that were in the creditor's possession. In this land, I have planted a varriety of food crops i.e maize, groundnuts, potatoes etc hence assuring me of food security for my family. Previously, I used to travel long distance to my grandmother's home in order to find land to plant crops which wasn't even big enough."

"Receiving this money means that I will be in position to buy land. Iam facing a big challenge of no land because my spouse has many Siblings to share the inhereited portion. This has affected us economically since I depend on one garden for both settlement and farming. My family members some times even lack enough food to survive on. The chrildren have ended up dorging class due to hunger."

"When I receive this money, I will buy cattle and start a livestock raising business. This business will help sustain our family by catering for our basic needs like school fees, medical care and proper feeding."

"I have always longed to own oxen and ox-plough to facilitate easy ploughing of land for planting but this has become a song. Therefore it's a dream come true by receiving givedirectly transfers. I plan to spend the money on buying oxen and ox-plough which will enable my family maximise crop production as the main economic activity for earnings. This will both improve on our livingstandards in terms feeding, clothing and social life."